When I founded InRento in 2020, I had a very simple idea in mind. Make investing in real estate projects simple, digital and accessible to everyone.
At the time, there were very few opportunities for private investors to participate in real estate financing online without taking excessive risk. Many platforms focused on speculative developments such as land acquisition or early stage construction projects. I believed there was a better way. A model based on real assets, clear cash flows and disciplined underwriting.
That is exactly what we built.
Below is what the very first version of the InRento platform looked like when we launched.
The first version of the InRento platform in 2020
At that time we were a small team with a clear goal. Build a platform that allows investors to finance real estate projects in a transparent and responsible way.
Over the past few years, InRento has grown from an idea into an international financial institution operating across Europe. Today we have financed 177 real estate projects across six countries, bringing together more than 4,000 retail and institutional investors who helped finance over 80 million EUR worth of projects.
Our investors have already received more than 27 million EUR in repaid capital while generating average annual returns above 11%. Since 2023, InRento has also been a profitable company. This proves that a sustainable investment platform can deliver value to investors while creating real impact.
However, numbers alone do not tell the full story.
More Than Buy to Let
InRento began with a focus on buy-to-let rental projects. Over time, we realised that the opportunity was much larger.
When we expanded into new markets, particularly after entering Poland in 2023, it became clear how many underused or misused buildings exist across European cities. Buildings located in great parts of cities but no longer serving their purpose. Buildings that could be transformed into homes, hotels, workplaces or cultural spaces needed by modern cities.
This insight expanded our vision.
Today InRento finances not only rental housing but also conversion projects, hotel developments and cultural spaces. Examples include the Hotel Catania project in Italy, the Bajorai 20 conversion project in Vilnius and the Alvernia Planet cultural museum project near Krakow.
These projects demonstrate an important principle. Sustainability and profitability can go together.
Converting existing buildings instead of constructing new ones can reduce CO2 emissions by up to 30% compared to new developments. Refurbished buildings also become significantly more energy efficient, which reduces long-term energy consumption and dependency on fossil fuels.
Conversion projects also help address one of Europe's biggest challenges, housing affordability.
When developers work with an existing structure, they avoid years of permitting and land development costs. Projects can be completed faster and more efficiently. Investors finance assets with clear value and buyers gain access to modern homes at more accessible prices.
In this model, the project owner benefits, the investor benefits and the future resident benefits.
Everyone wins.
Investing That Builds Better Cities
Real estate is at the center of one of Europe's most pressing challenges. Affordable housing and sustainable cities.
At InRento, we believe investors can be part of the solution.
Capital invested through our platform has already helped to shape more than 111,000 square meters of space across Europe. These spaces include homes, hotels and workplaces that contribute to modern urban environments.
For me, this mission is also personal.
As someone who grew up in Lithuania, it has always been frustrating to see underused buildings standing in beautiful parts of our cities. Spaces that once had purpose but remained unused for years. Reviving these places and bringing them back into urban life is something I strongly believe in.
InRento allows investors across Europe to participate in that transformation.
Investing should build both wealth and better places to live.
Discipline That Protects Investors
While our project types have evolved, our discipline has remained unchanged.
We do not finance speculative land developments or projects without a clear economic foundation. Our decisions are based on existing assets or projects with strong current or potential cash flows.
This approach has allowed us to maintain a strong track record with zero defaults to date. At the same time, we operate across multiple European markets and finance a growing number of projects.
Like any business financing activity, some projects can experience temporary delays due to developer cash flow timing. At our scale, this results in a small single digit percentage of projects that may be late at any given time. However, every investment remains backed by real assets and secured with structures such as first-rank mortgages.
For investors, this means access to real estate-backed investments designed to balance attractive returns with responsible risk management.
Beyond Finance
Our mission also extends beyond financing projects.
In 2025, together with our investors, we supported the Rimantas Kaukenas Charitable Foundation. Investors had the opportunity to dedicate part of their December returns to support children facing serious illnesses.
Our team also supported sporting initiatives and community-driven projects. We plan to expand these initiatives further in 2026.
Empowering others to create change today and tomorrow remains part of our culture.
Why We Updated Our Brand
Over the past year it became clear that our platform, logo and branding no longer fully reflected what InRento had become.
We are no longer simply a buy-to-let investment platform. We are a European investment platform that enables investors to earn income while helping shape cities.
Our updated website reflects this vision.
InRento today
What started as a simple idea has grown into an international organisation with a talented team that shares the same values and mission.
This is only the beginning.
We will continue expanding across Europe and focus on investment segments where traditional financing often underperforms. In particular, we see significant potential in conversion projects and asset transformation projects that unlock value in existing buildings.
Together with our investors, we want to finance even more projects that deliver both financial returns and meaningful impact.
Cities of the future will not only be shaped by developers or institutions. They will also be shaped by thousands of investors who believe that capital can create positive change.
Thank you for being part of this journey.
