Mountain Dreams, Poland RF
Reasons to invest in the project Mountain Dreams, Poland RF:
- Attractive Returns: 9.25 – 10.5% p.a., paid monthly;
- Fixed Capital Gains: 1.5 % p.a., paid at maturity;
- Loan-to-value (LTV) ratio: 47%;
- Strong Collateral: asset valued at EUR 1,829,190 (PLN 7,953,000 at ECB rate PLN 0.23);
- Max. Loan Term: 15 months.
The InRento team presents a buy-to-let project in Poland – Mountain Dreams, Poland RF. The investment offer consists of a three-storey apartment complex located in the tourist ski and wellness resort of Karpacz, at the foot of the Karkonosze Mountains, near the Czech border.
The financing of this project is directed towards the refinancing of another project on the InRento platform – Mountain Dreams, Poland.
Karpacz is one of the most attractive and popular tourist destinations in Poland, attracting tourists both in summer and winter. The town offers a wide range of natural attractions, from hiking to skiing and snowboarding. Karpacz itself is not only attractive for tourists but also for investors interested in the real estate market.
The total area of the financed property is 1069.60 m². In order to make the best use of the existing area, design and conversion works will be carried out, after which the apartment complex will have 24 rooms of various sizes suitable for groups of up to four persons.
The building will have smart home management systems and keyless locks, allowing the property to be rented and managed remotely. The renovation work will use eco-friendly building materials to reduce the environmental impact and modern design solutions. In addition, each apartment will have individual kitchens, which will give guests the convenience of staying for longer periods of time. The apartment complex will also have salt rooms, depending on the needs of the residents.
HO-BU POLSKA Sp. z o.o. – has successfully developed several projects financed through the InRento platform, including Green 27, Poland and Residence 32, Poland, both of which have been fully repaid. This demonstrates the company’s strong experience in large-scale residential property development.
The project owner is currently developing Monte Cassino 7, Poland, also financed through the InRento platform. In addition, through another subsidiary, the team financed and is successfully developing the Zlota 71, Poland project.
Investors can earn fixed monthly interest of 9.25 – 10.5% p.a., along with fixed capital gains of 1.5% p.a., paid at maturity. Which raises gross profitability between 10.75% and 12% p.a.
Maximum duration of the project 15 months.
This project has a fixed annual return on capital gains –
The capital gains are fixed and payable together with the repayment of the loan amount for the preceding instalment ("Instalment"), with the return for each successive Instalment being added to the calculation of the return. The Instalment shall be considered as per one calendar year. A fixed increment of 1.5% shall be applied to the Instalment.
Example calculation: If the Loan is repaid after one year, a fixed return of 1.5% applies. If the Loan is repaid after 15 months, a fixed return of 1.875% applies.
The profit margin is payable whether or not the Loan is repaid on the sale of the property.
Read full information on pricing on this link.
2025-11-06
The mortgage agreement with the project owner has been successfully concluded and registered.
The interest for the project will start to accrue from 4 November 2025.
Due to technical issues with the registry, the document will be uploaded shortly. Once available, it can be found in the "Documents" section of the project description.
Here you can find the complete payment history for this project. The list includes all payments made by the project owner, covering interest payments, principal repayments, capital gain payments, and any late payment fees.
| Payment date | Type | Payment status | Paid |
|---|---|---|---|
| 07 April 2026 | Interest payment | Paid on time Payment was received by the due date with no delay | € 6 721.42 |
| 10 March 2026 | Interest payment | Paid on time Payment was received by the due date with no delay | € 6 721.42 |
| 04 February 2026 | Interest payment | Paid on time Payment was received by the due date with no delay | € 6 721.42 |
| 14 January 2026 | Interest payment | Paid on time Payment was received by the due date with no delay | € 6 721.42 |
| 15 December 2025 | Interest payment | Paid on time Payment was received by the due date with no delay | € 5 745.19 |
Enabled Projects
Karpacz Poland