Interest rate pricing

Risk ratingFixed-interest rate
Aup to 6.75% p.a
Bup to 7.75% p.a
Cup to 9.5% p.a
D9.5% p.a - onwards

The final interest rate depends on the competitive environment, EURIBOR, LIBOR rates, etc.

Investment amountAdditional interest rate added to fixed-interest rate above
up to 5,000 EUR0.0%
5,000 - up to 15,000 EUR0.1%
15,000 - up to 30,000 EUR0.2%
30,000 - up to 50,000 EUR0.3%
50,000 - up to 100,000 EUR0.4%
100,000 EUR and above0.5%

 

Risk ratingFixed-capital gains rateVariable capital gains profit share of Investors
Aup to 1.75% p.a.up to 40%
Bup to 2.25% p.aup to 60%
Cup to 3% p.aup to 70%
D3% p.a - onwardsup to 80%

The final fixed-capital gains rate depends on the competitive environment, EURIBOR, LIBOR rates, etc.

Investor's final Variable capital gains profit share depends on the competitive environment, EURIBOR, LIBOR rates, etc.

In order to measure the profit of the project for a specific investor the following formula is being used: =ROUND((sale price of the asset - sale price of asset*0.97-notary expenses - minimum selling price defined by loan agreement (acquisition price or summary of all loan stages)) * amount invested by specific investor/amount funded * profit share in % value depending on the amount invested, 2)

Investment amountShare of the above-defined variable capital gains profit share dependency on the amount invested
up to 5,000 EUR40%
5,000 - up to 15,000 EUR50%
15,000 - up to 30,000 EUR60%
30,000 - up to 50,000 EUR70%
50,000 - up to 100,000 EUR80%
100,000 EUR and above100%