Noa Villas, Finland I

Reasons to invest in the project Noa Villas, Finland I:

• Attractive Returns: 9.25 – 10.5% p.a., paid monthly;
• Fixed Capital Gains: 1.5% p.a., paid at maturity;
• Loan-to-Value (LTV) Ratio: 54% (max. 70%) with a collateral value of EUR 8,520,000;
• Revenue projection: according to conservative estimation – expected revenue in 2026, more than EUR 1.5 million;
• Timeshare: investing from EUR 30,000 gives the opportunity to stay at the resort;
• Investment Security: first-rank mortgage on project assets and personal surety of the company’s shareholders up to EUR 1,000,000.

The InRento team presents a new operational short-term rental project – Noa Villas, Finland I. The resort is located in Sodankylä town in Finland, on the banks of Kitinen River.

The project features 32 private villas on a 14-hectare land plot, thoughtfully designed for high-end short-term stays. The resort offers 20 standard villas of 44 sq. m. and 12 premium villas of 55 sq. m.

Currently, 24 villas are fully operational since December 2025, and in the first 2 months of operations generated more than EUR 300,000 in revenue. This financing phase aims to finalise the interior fit-out for the remaining 8 units and provide working capital to support the resort during its initial phase of full-scale operations.

The resort operates as an adults-only property and offers a range of shared amenities, including a riverside Sauna Village, 24-hour fitness centre, tearoom and library, picnic area, and tour and activity assistance. Seasonal activities available on-site and nearby include husky safaris, snowmobile tours, reindeer farm visits, hiking, fishing, and Northern Lights viewing. The resort also offers airport transfer services and a privately delivered breakfast and dinner to the villa.

Finnish Lapland, where the project is located, continues to attract growing numbers of international visitors, recording 550 thousand foreign overnight stays in December 2025, up from 520 thousand in December 2024. 

Foreign overnight stays across Finland reached a record 7.2 million in 2025, with short-term rentals remaining the fastest-growing accommodation segment in the region.

Investing in this project allows you to take advantage of the benefits of a prestigious location – the project offers Timeshare. 

Investors are offered the opportunity to stay in these villas free of charge when investing from EUR 30,000.

The project owner is exploring opportunities with additional developments to expand the usable land area with additional buildings. In such cases, InRento may provide additional financing on the same 14 hectare land under identical terms, with total LTV capped at 70%. All loans would share equal first-ranking security, and any enforcement proceeds would be distributed between investors in both loans in proportion to each loan's outstanding amount.

The project owner – Lappi Cabins Oy, is represented by experienced real estate professionals Lina Baronaitė and Gediminas Kvedaris. Together, they bring over a decade of expertise in international real estate development and hospitality management.

Their proven track record includes successful short-term rental development projects accross in Lithuania's largest cities – Vilnius, Kaunas, and Klaipėda – as well as internationally in Sicily, Italy.

Lina and Gediminas are established partners of the InRento platform, with a portfolio of successfully managed and financed projects, including: P6, Kaunas, Hotel Catania, Italy, KB21, Riga, P10, Riga and Old Town Stay, Vilnius.

The project is secured by a first-rank mortgage on the project assets and personal surety of the company’s shareholders up to EUR 1,000,000, with a conservative loan-to-value (LTV) ratio of 54% (max. 70%). The project offers investors a fixed monthly interest rate of 9.25 – 10.5% p.a., along with fixed capital gains of 1.5% p.a., paid at maturity. This results in a total gross profitability ranging from 10.75% to 12% p.a.

The maximum loan duration for this project is 24 months.