Monte Cassino 7, Poland RF III
Reasons to invest in the project Monte Cassino 7, Poland RF III:
- Attractive Returns: 9.25 – 10.5% p.a., paid monthly;
- Fixed Capital Gains: 1.5% p.a., paid at maturity;
- Loan-to-Value Ratio (LTV): 43% (max. 49%), with collateral value of EUR 4,539,517;
- High Demand: project located in the central part of Świnoujście – one of the most popular Baltic Sea resorts in Poland;
- Investment Security: first-rank mortgage on project assets.
The InRento team presents the third financing stage of the buy-to-let project – Monte Cassino 7, Poland RF III.
The project consists of a five-storey building with a total area of 2,597.95 sq. m. and a land plot of 1,215 sq. m. The project is located in the central part of Świnoujście city, just 13 km away from the German border.
Świnoujście is one of the most popular Baltic Sea resorts in Poland and has one of the largest and most modern ferry terminals in Poland, with regular services to Denmark and Sweden.
The five-storey building will be converted into 25 – 40 sq. m. apartments for rent and at the same time, the building will include a gym, a sauna complex and a bicycle storage facility. The key benefit of this project – location. The building is only a few hundred metres from the passenger ferry terminal, with a supermarket, a SPA park, a school and a kindergarten nearby. The beach is also close by – 1.6 km. from the property.
Since the previous financing stage, the project has progressed from demolition to the initial phase of renovation works. Most demolition and dismantling works have now been completed, including the removal of windows, doors, roof elements, flooring, masonry walls and ceilings. All preparatory works have also been completed.
Structural works are now underway. New openings have been formed in the walls and fitted with supporting beams, while reinforcement of the existing building structure is in progress.
The project owner is HO-BU POLSKA Sp. z o.o., a Polish company that has successfully managed several projects financed through the InRento platform and has been operating in the local market since 2017. Its related company, HO-BU Lietuva, UAB, has completed large-scale conversion projects and developed tens of thousands of square metres of buy-to-let properties.
The project is secured by a first-rank mortgage on the project assets, with a loan-to-value (LTV) ratio of 43% (max. 49%). The project offers investors a fixed monthly interest rate of 9.25 – 10.5% p.a., along with fixed capital gains of 1.5% p.a., paid at maturity. This results in a total gross profitability ranging from 10.75% to 12% p.a.
The maximum loan duration for this project is only 24 months.
This project has a fixed annual return on capital gains –
The capital gains are fixed and payable together with the repayment of the loan amount for the preceding instalment ("Instalment"), with the return for each successive Instalment being added to the calculation of the return. The Instalment shall be considered as per one calendar year. A fixed increment of 1.5% shall be applied to the Instalment.
Example calculation: If the Loan is repaid after one year, a fixed return of 1.5% applies. If the Loan is repaid after 24 months, a fixed return of 3% applies. The profit margin is payable whether or not the Loan is repaid on the sale of the property.
2025-04-25
The mortgage agreement with the project owner has been successfully concluded and registered (the document can be found in the "Documents" section of the project description).
Here you can find the complete payment history for this project. The list includes all payments made by the project owner, covering interest payments, principal repayments, capital gain payments, and any late payment fees.
Project payments table will be generated after the first payment by project owner is paid.
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Swinoujscie Poland