Unity Eye, Krakow
Reasons to invest in the project Unity Eye, Krakow:
- Attractive Returns: 9.75 – 11% p.a., paid monthly;
- Fixed Capital Gains: 1.5% p.a., paid at maturity;
- LTV (Loan-to-Value): 50% with collateral value of EUR 4,326,400 (residential villa);
- High demand: In 2024, Krakow welcomed approximately 14.7 million visitors;
- Projected profit per year: more than EUR 900,000 from city observation deck and more than EUR 1,300,000 from restaurant and bar activities;
- Secured Investment: first-rank mortgage on a residential villa, pledge of the current bank accounts of the project entity and surety.
The InRento team is introducing a new unique cash-flow project Unity Eye, Krakow, located in the tallest building in Krakow.
The project consists of an 359 sq. m. observation deck on the roof of the building and an 1214 sq. m. luxury restaurant on the 25th floor of the building and a bar on the 26th floor of the building.
The observation deck will become a unique attraction in the city: it will be able to accommodate up to 400 people at a time, giving them the opportunity to enjoy unique, exceptional views of Krakow. It is estimated that over 12 months, this space will attract more than 180,000 visitors, generating more than 900,000 EUR in profit.
The restaurant will become a gastronomic attraction, offering not only an exceptional environment but also an unparalleled view of the Krakow panorama. The restaurant operator plans to generate revenue from several main sources: visitors travelling to the city's observation deck, gastronomic gourmets and guests seeking unique experiences, as well as private events, which are particularly attractive for this type of location. Based on the project owner's experience of managing similar businesses, it is estimated that the restaurant could generate more than 1,300,00 EUR in profit over 12 months.
The observation deck is expected to start generating revenue in Q1 2026, and the restaurant is expected to start operating at the end of this year.
Krakow continues to strengthen its position as one of Central Europe’s key tourist destinations. In 2024, the city welcomed approximately 14.7 million visitors, including more than 1.4 million international tourists – a record-high figure.
Such strong tourist flows provide a solid foundation for both observation deck and restaurant consistent year-round demand.
Project owner – Apartamenty Morelowa Sp. z o.o., a Polish company specialising in real estate investments and property development projects. The company has experience implementing various real estate developments in major Polish cities, including Warsaw and Krakow.
Project guarantor – MJS Investment 2 Sp. z o.o., a Polish company, represented by Janusz Sulowski, a well-known Polish entrepreneur and real estate developer. He has completed projects such as Oaza Bronowice – a residential complex consisting of 380 apartments with a total usable area of 18,000 sq. m. In addition, through his other companies, he is developing projects including Tremonti Szczyrk (a 288-apartment complex) and Holiday Inn Express Poznan (a 190-apartment hotel) and manages a restaurant in the Old Town of Krakow.
The project is secured by a first-rank mortgage on a 725 sq. m. residential villa with 17866 sq. m. land plot located at 28 Lipca 1943 St. Krakow, Poland, pledge of the current bank accounts of the project entity and surety. The project offers investors fixed monthly interest of 9.75 – 11% p.a., along with fixed capital gains of 1.5% p.a., paid at maturity. Which raises gross profitability between 11.25% and 12.5% p.a.
The maximum duration of the loan is 24 months.
This project has a fixed annual return on capital gains –
The capital gains are fixed and payable together with the repayment of the loan amount for the preceding instalment ("Instalment"), with the return for each successive Instalment being added to the calculation of the return. The Instalment shall be considered as per one calendar year. A fixed increment of 1.5% shall be applied to the Instalment.
Example calculation: If the Loan is repaid after one year, a fixed return of 1.5% applies. If the Loan is repaid after 24 months, a fixed return of 3% applies.
The profit margin is payable whether or not the Loan is repaid on the sale of the property.
2026-01-07
The mortgage agreement with the project owner has been successfully concluded and registered.
Due to technical issues with the registry, the document will be uploaded shortly. Once available, it can be found in the "Documents" section of the project description.
Here you can find the complete payment history for this project. The list includes all payments made by the project owner, covering interest payments, principal repayments, capital gain payments, and any late payment fees.
| Payment date | Type | Payment status | Paid |
|---|---|---|---|
| 17 March 2026 | Interest payment | Paid late in grace period Payment was made after the due date but within 14 days of it. Late payment interest is calculated from the first overdue day. | € 18 910.46 |
| 17 February 2026 | Interest payment | Paid late in grace period Payment was made after the due date but within 14 days of it. Late payment interest is calculated from the first overdue day. | € 18 910.46 |
| 09 January 2026 | Interest payment | Paid on time Payment was received by the due date with no delay | € 7 460.27 |
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Krakow Poland