The InRento team presents a project – J19, Vilnius, located in Lithuania’s capital city.
The investment offer consists of a 67.81 sq. m. apartment and a 29.67 sq. m. parking space situated at Jonažolių St. 19, Vilnius. The property is fully furnished and ready for long-term rental. The loan amount of EUR 166,600 will be financed with a maximum term of 36 months.
The project is secured by a first-ranking mortgage on both collateral units. According to an independent appraiser’s report, the loan-to-value ratio is capped at 70%.
The project owner is JM investicija, UAB, represented by director Danielius Bunkus. The company has extensive experience in Lithuania’s real estate sector, focusing on residential property acquisition, development, and management.
The project benefits from a convenient location near the Vilnius bypass, providing quick access to major city routes and only a 15-minute drive to the historic Old Town. Essential services, schools, and retail are located nearby, making the property suitable for stable long-term rental demand.
The J19, Vilnius project allows investors to earn fixed monthly interest of 7.25% – 8.5% per annum, as well as fixed capital gains of 1.5% per annum, payable at the end of the loan term.
The maximum loan duration for this project is 36 months.
Investors will be paid a fixed annual interest of 7.25% – 8.5% depending on the amount invested.
This project has a fixed annual return on capital gains
The capital gains are fixed and payable together with the repayment of the loan amount for the preceding instalment ("Instalment"), with the return for each successive Instalment being added to the calculation of the return. The Instalment shall be considered as per one calendar year. A fixed increment of 1.5% shall be applied to the Instalment.
Example calculation: if the Loan is repaid after one year, a fixed return of 1.5% applies. If the Loan is repaid after 24 months, a fixed return of 3% applies. If the Loan is repaid after 36 months, a fixed return of 4.5% applies.
The mortgage agreement with the project owner has been successfully concluded and registered (the document can be found in the "Documents" section of the project description).
Here you can find the complete payment history for this project. The list includes all payments made by the project owner, covering interest payments, principal repayments, capital gain payments, and any late payment fees.
| Payment date | Type | Payment status | Paid |
|---|---|---|---|
| 13 April 2026 | Interest payment | Paid on time Payment was received by the due date with no delay | € 1 010.04 |
| 23 March 2026 | Late interest penalties | Paid on time Payment was received by the due date with no delay | € 16.45 |
| 23 March 2026 | Interest payment | Paid late in grace period Payment was made after the due date but within 14 days of it. Late payment interest is calculated from the first overdue day. | € 1 010.04 |
| 18 February 2026 | Interest payment | Paid late in grace period Payment was made after the due date but within 14 days of it. Late payment interest is calculated from the first overdue day. | € 1 010.04 |
| 12 January 2026 | Interest payment | Paid on time Payment was received by the due date with no delay | € 1 010.04 |
| 16 December 2025 | Interest payment | Paid late in grace period Payment was made after the due date but within 14 days of it. Late payment interest is calculated from the first overdue day. | € 1 010.04 |
| 14 November 2025 | Interest payment | Paid on time Payment was received by the due date with no delay | € 1 010.04 |
| 14 October 2025 | Interest payment | Paid on time Payment was received by the due date with no delay | € 896.68 |