Available for funding: €0
€345 000
272 investors

The annual return indicates the fixed-interest rate, or what investors shall earn in percentages. Percentage may depend on amount of the investment. To see specific returns please enter investment amount above.

Annual fixed-return rate:
10% - 10.5%

Fixed annual capital gains that would be paid when project is realised. More information can be found by scrolling below to the project description.

Fixed capital gain:
Fixed 1.5%

Shows amount that you are expected to earn during one year of investment. Earnings are automatically calculated when you enter the investment amount above.


Total expected

Total expected

Reasons to invest in the project Residence 32, Poland II:

The financed three-storey apartment complex is located in Krynica-Zdrój, Poland's largest spa resort town;

The experienced owner of the project is HO-BU POLSKA Sp. z o.o. The company successfully manages several buy-to-let projects in Poland, financed on the InRento platform;

Interest is paid monthly with a very attractive annual return of 10% – 10.5%, plus an additional fixed annual return on capital gains: +1.5% (paid at the end of the project);

Fixed interest linked (indexed) to inflation;

The maximum LTV for the whole project is very attractive at 49%;

The independent appraiser valued the financed property at EUR 2,098,750 (using 1 PLN = EUR 0.23);

The potential exchange rate risk is borne by the project owner – HO-BU POLSKA Sp. z o.o.

InRento team presents the second stage of the financing of the buy-to-let project in Poland called Residence 32, Poland II. The investment offer consists of a two-storey apartment complex located in the largest Polish spa resort town – Krynica-Zdrój.

Krynica-Zdrój, also known as the pearl of Polish spa resorts, is a popular spa tourism and winter sports destination located in the heart of the Beskid Mountains. 

The financed property is located in an attractive location, close to the main attractions of the town – in the central part of Krynica-Zdrój. Due to its convenient location and tourist attraction, the new apartments in this town are in great demand. Holiday apartments of 30 – 60 m² are particularly popular. These properties are of interest both for families wishing to live permanently in a quiet location and to people investing in rental properties. 

The average price per square metre in this resort is PLN 16,366 (around EUR 3,800), reflecting the upward trend in property prices nationwide. 

The total area of the financed project is 1107.42 m². The building was extended and renovated back in 2015. In order to make better use of the financed area, design and redevelopment works will be carried out, after which the apartment complex will have thirteen apartments suitable for both short and long term rentals, one commercial space and thirteen parking spaces.

The renovation works will use eco-friendly building materials to reduce the environmental impact and modern design solutions. The estimated cost of the renovation works is PLN 1,400,000 (EUR 325,000).

The estimated proceeds from the disposal of the property are between PLN 9,800,000 (EUR 2,254,000) and PLN 10,800,000 (EUR 2,484,000).

The owner of the project is HO-BU POLSKA Sp. z o.o. The company has successfully administered several real estate rental projects in Poland financed on the InRento platform.

Investors will be paid a fixed interest rate of 10% – 10.5% per annum each month, depending on the amount invested. This project also has a fixed annual capital growth rate of 1.5% payable at the end of the project. This raises the total yield of this phase from 11.5% to 12% annual return.

The maximum loan duration for this project is only 12 months. The project has a very attractive maximum loan-to-value (LTV) ratio of 49%. 

Please note that the mortgage for this project signed, thus the interest for this phase will start to accrue to the investors as soon as the money is actually disbursed to the project owner.


We would like to inform you that a payout for Residence 32, Poland, stage II, has been made. 

Interest for investors starts to accrue from 2024-06-25. 


We would like to inform you that the mortgage on the project’s – Residence 32, Poland asset, has been successfully placed (the document is attached in the documents section).

The interest payment for this project will be distributed next month.