Reasons to invest in the project Mountain Dreams, Poland I:
The financed three-storey apartment complex is located in Karpacz, a tourist ski and wellness resort;
Experienced project owner – HO-BU POLSKA Sp. z o.o. The company successfully manages several buy-to-let projects in Poland, financed on the InRento platform;
Interest is payable monthly with a very attractive annual return of 9.5% – 10%, plus an additional fixed annual return on capital gains: +1.5% (payable at the end of the project);
Fixed interest linked (indexed) to inflation;
The loan to value (LTV) for this stage of the project is 43%, the maximum LTV for the whole project is very attractive at 65%;
The premises were valued by an independent valuer at EUR 1,096,917 (converting 1 PLN = EUR 0.232)
The potential currency exchange rate risk is borne by the project owner – HO-BU POLSKA Sp. z o.o.
The InRento team presents a new buy-to-let project in Poland called Mountain Dreams, Poland I. The investment offer consists of a three-storey apartment complex located in the tourist ski and wellness resort of Karpacz, at the foot of the Karkonosze Mountains, near the Czech border.
Karpacz is one of the most attractive and popular tourist destinations in Poland, attracting tourists both in summer and winter. The town offers a wide range of natural attractions, from hiking to skiing and snowboarding. Karpacz itself is not only attractive for tourists but also for investors interested in the real estate market.
The total area of the financed property is 1069.60 m². In order to make the best use of the existing area, design and conversion works will be carried out, after which the apartment complex will have 27 rooms of various sizes suitable for groups of up to four persons.
The building will have smart home management systems and keyless locks, allowing the property to be rented and managed remotely. The renovation work will use eco-friendly building materials to reduce the environmental impact and modern design solutions. In addition, each apartment will have individual kitchens, which will give guests the convenience of staying for longer periods of time. The apartment complex will also have salt rooms, depending on the needs of the residents.
Project owner – HO-BU POLSKA Sp. z o.o. The company successfully administers two buy-to-let projects financed on the InRento platform under the names Monte Cassino, Poland 7 and Green 27, Poland. The latter project was financed on the platform one year ago. During this period, 39 out of 56 (70%) apartments preliminary sales agreements have been signed, including 30 out of 33 parking spaces (91%), and the entire basement with storage rooms (100%). The project is expected to be fully realized in Q3 – Q4 of this year.
Investors will be paid a fixed monthly interest of 9.5% – 10% per annum, depending on the amount invested. This project also has a fixed annual capital growth rate of 1.5%, payable at the end of the project. This raises the overall yield of this phase from 11% to 11.5% annual return.
The maximum loan duration for this project is only 18 months. The maximum loan-to-value (LTV) ratio for this project is very attractive at 65%.