4SL, Vilnius RF

Vilnius, Lithuania

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Available for investing:: €0

172 investors

€ 105 000

The annual return indicates the fixed-interest rate, or what investors shall earn in percentages. Percentage may depend on amount of the investment. To see specific returns please enter investment amount above. Fixed annual interest: 8-8.5%

The annual return indicates the fixed-interest rate, or what investors shall earn in percentages. Percentage may depend on amount of the investment. To see specific returns please enter investment amount above. Fixed capital gains: 1.5%
annually

Shows amount that you are expected to earn during one year of investment. Earnings are automatically calculated when you enter the investment amount above. Earn: -

Total expected earnings. Total expected earnings: -

Security indicates the measures that are being taken to secure your investment. Mortgage means the funds of investors are secured by mortgaging the asset in the name of investors. In case of project owner's default the mortgage of the asset would be used to recover principal investment of investors. Security: 1st-rank Mortgage

Reasons to invest in the project 4SL, Vilnius RF:

The experienced project owner has a proven track record of lofts development in this part of Vilnius;
These modern and cozy lofts are oriented towards long-term rent;
Interest is paid monthly with an attractive annual return of 8% – 8.5% and fixed annual return on capital gains: +1.5% (payable at the end of the project);
The loan-to-value (LTV) ratio of this project is 75%;
According to the reports of an independent property appraiser, in a little more than two years, the value of these lofts has increased from EUR 129,200 to EUR 140,000.

InRento team presents a buy-to-let project: 4SL, Vilnius RF. The investment offer consists of four fully furnished studio lofts located at Pramonės str. 141, Vilnius.

The financing of this project is directed to the refinancing of another project on the InRento platform, called 4SL, Vilnius.

The project is focused on long-term rent. Over the last two years, these four lofts have consistently generated EUR 15,840 annual rental income.

The owner of the project, Linas Ginaitis, has successfully administered the project 4SL, Vilnius and several similar projects financed on the InRento platform, some of which have been successfully partially realised.

According to the reports of an independent property appraiser, in a little more than two years, the value of these lofts has increased from EUR 129,200 to EUR 140,000.

Investors will be paid a fixed interest rate of 8% to 8.5% per annum each month, depending on the amount invested.

This project also has a fixed annual capital growth rate of 1.5%, payable at the end of the project. This raises the total yield of this project to between 9.5% and 10% annual return.

This project has a fixed annual return on capital gains –

The capital gains are fixed and payable together with the repayment of the loan amount for the preceding instalment ("Instalment"), with the return for each successive Instalment being added to the calculation of the return. The Instalment shall be considered as per one calendar year. A fixed increment of 1.5% shall be applied to the Instalment.

Example calculation: If the Loan is repaid after one year, a fixed return of 1.5% applies. If the Loan is repaid after 24 months, a fixed return of 3% applies. If the Loan is repaid after 36 months, a fixed return of 4.5% applies.

36 months

Maximum loan term

8-8.5%

Fixed annual interest

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2025-12-08

The project – 4SL, Vilnius RF has been partially realised.

Investors have been repaid EUR 28,352.44 for all project stages.

The payments were distributed together with the fixed capital gains totalling EUR 892.45.

2025-08-12

The project – 4SL, Vilnius RF has been partially realised.

Investors have been repaid EUR 27,378.32 for all project stages.

The payments were distributed together with the fixed capital gains totalling EUR 732.75.

2023-11-06

We would like to inform you that the mortgage on the project's – 4SL, Vilnius RF assets, has been successfully placed (the document is attached in the documents section).

The first interest payment for this project will be distributed next month.

Any questions?

Do not hesitate to contact us at info@inrento.com

Schedule a call

Here you can find the complete payment history for this project. The list includes all payments made by the project owner, covering interest payments, principal repayments, capital gain payments, and any late payment fees.

Payment date	Type	Payment status	Paid
11 May 2026	Interest payment	Paid on time Payment was received by the due date with no delay	€ 343.05
13 April 2026	Interest payment	Paid late in grace period Payment was made after the due date but within 14 days of it. Late payment interest is calculated from the first overdue day.	€ 343.05
11 March 2026	Interest payment	Paid on time Payment was received by the due date with no delay	€ 343.05
11 February 2026	Interest payment	Paid on time Payment was received by the due date with no delay	€ 343.05
12 January 2026	Interest payment	Paid on time Payment was received by the due date with no delay	€ 343.05
11 December 2025	Interest payment	Paid on time Payment was received by the due date with no delay	€ 528.26
08 December 2025	Partial principal repayment	Paid on time Payment was received by the due date with no delay	€ 27 459.74
08 December 2025	Capital gains payment	Paid on time Payment was received by the due date with no delay	€ 892.43
11 November 2025	Interest payment	Paid on time Payment was received by the due date with no delay	€ 528.26
13 October 2025	Interest payment	Paid late in grace period Payment was made after the due date but within 14 days of it. Late payment interest is calculated from the first overdue day.	€ 528.26
11 September 2025	Interest payment	Paid on time Payment was received by the due date with no delay	€ 528.26
12 August 2025	Partial principal repayment	Paid on time Payment was received by the due date with no delay	€ 26 645.54
12 August 2025	Capital gains payment	Paid on time Payment was received by the due date with no delay	€ 732.98
11 August 2025	Interest payment	Paid on time Payment was received by the due date with no delay	€ 707.51
10 July 2025	Interest payment	Paid on time Payment was received by the due date with no delay	€ 707.51
10 June 2025	Interest payment	Paid on time Payment was received by the due date with no delay	€ 707.51
12 May 2025	Interest payment	Paid on time Payment was received by the due date with no delay	€ 707.51
10 April 2025	Interest payment	Paid on time Payment was received by the due date with no delay	€ 707.51
10 March 2025	Interest payment	Paid on time Payment was received by the due date with no delay	€ 707.51
10 February 2025	Interest payment	Paid on time Payment was received by the due date with no delay	€ 707.51
10 January 2025	Interest payment	Paid on time Payment was received by the due date with no delay	€ 707.51
10 December 2024	Interest payment	Paid on time Payment was received by the due date with no delay	€ 707.51
11 November 2024	Interest payment	Paid on time Payment was received by the due date with no delay	€ 707.51
10 October 2024	Interest payment	Paid on time Payment was received by the due date with no delay	€ 707.51
10 September 2024	Interest payment	Paid on time Payment was received by the due date with no delay	€ 707.51
12 August 2024	Interest payment	Paid on time Payment was received by the due date with no delay	€ 707.51
10 July 2024	Interest payment	Paid on time Payment was received by the due date with no delay	€ 707.51
10 June 2024	Interest payment	Paid on time Payment was received by the due date with no delay	€ 707.51
10 May 2024	Interest payment	Paid on time Payment was received by the due date with no delay	€ 707.51
11 April 2024	Interest payment	Paid on time Payment was received by the due date with no delay	€ 707.51
12 March 2024	Interest payment	Paid on time Payment was received by the due date with no delay	€ 707.51
12 February 2024	Interest payment	Paid on time Payment was received by the due date with no delay	€ 707.51
11 January 2024	Interest payment	Paid on time Payment was received by the due date with no delay	€ 707.51
11 December 2023	Interest payment	Paid on time Payment was received by the due date with no delay	€ 558.49