InRento team presents the second stage of financing of the buy-to-let project – M7, Vilnius II. The investment offer consists of apartment with underground parking space and a storage room located in the central part of Vilnius – Manufaktūrų str. 7.
The area of the financed apartment is 55.96 m². The first stage, which took place just over six months ago, financed the acquisition of the property. All the fitting-out work has been completed, so the second stage is financed to pay the contractors.
According to the reports of an independent appraiser, the value of the property has increased from EUR 219,000 to EUR 260,000 since February this year.
This project focuses on long term rent. This three-room apartment, together with a parking space and a storage room, is expected to generate a rental income of EUR 1,300 per month. The owner of the project is Baltic Real, MB. The company successfully manages several similar buy-to-let projects on the InRento platform.
Investors will be paid a fixed interest rate of 6% – 6.4% per annum each month, depending on the amount invested. This project also has a fixed annual capital growth rate of 1.5% which is paid at the end of the project. This raises the total yield for this phase to between 7.5% and 7.9% annual return.
Please note that the mortgage on this project has already been signed, so the interest on this stage will start to accrue to the investors as soon as the money is actually disbursed to the project owner.
This project has a fixed annual return on capital gains –
The capital gains are fixed and payable together with the repayment of the loan amount for the preceding instalment ("Instalment"), with the return for each successive Instalment being added to the calculation of the return. The Instalment shall be considered as per one calendar year. A fixed increment of 1.5% shall be applied to the Instalment.
Example calculation: If the Loan is repaid after one year, a fixed return of 1.5% applies. If the Loan is repaid after 24 months, a fixed return of 3% applies. If the Loan is repaid after 36 months, a fixed return of 4.5% applies. If the Loan is repaid after 48 months, a fixed return of 6% applies. If the Loan is repaid after 60 months, a fixed return of 7.5% applies.
This project will be funded in two stages.
We are pleased to announce that the project – M7, Vilnius, has been fully realized.
The investment offer consisted of an apartment with underground parking space and a storage room located in the central part of Vilnius at Manufaktūrų St. 7.
The total average annual return to investors in this project was higher than expected, reaching 8.06% instead of 7.75%.
The disbursement of funds is currently underway and will be distributed within 2 working days.
We would like to inform you that the mortgage on the project – M7, Vilnius asset, has been successfully placed (the document is attached in the documents section).
The interest for the project will be distributed next month.
Here you can find the complete payment history for this project. The list includes all payments made by the project owner, covering interest payments, principal repayments, capital gain payments, and any late payment fees.
| Payment date | Type | Payment status | Paid |
|---|---|---|---|
| 30 December 2025 | Full principal repayment | Paid on time Payment was received by the due date with no delay | € 50 000 |
| 30 December 2025 | Capital gains payment | Paid on time Payment was received by the due date with no delay | € 1 687.77 |
| 30 December 2025 | Interest payment | Paid on time Payment was received by the due date with no delay | € 261.15 |
| 12 December 2025 | Interest payment | Paid on time Payment was received by the due date with no delay | € 264.73 |
| 12 November 2025 | Interest payment | Paid on time Payment was received by the due date with no delay | € 264.73 |
| 13 October 2025 | Interest payment | Paid on time Payment was received by the due date with no delay | € 264.73 |
| 12 September 2025 | Interest payment | Paid on time Payment was received by the due date with no delay | € 264.73 |
| 12 August 2025 | Interest payment | Paid on time Payment was received by the due date with no delay | € 264.73 |
| 14 July 2025 | Interest payment | Paid on time Payment was received by the due date with no delay | € 264.73 |
| 12 June 2025 | Interest payment | Paid on time Payment was received by the due date with no delay | € 264.73 |
| 12 May 2025 | Interest payment | Paid on time Payment was received by the due date with no delay | € 264.73 |
| 14 April 2025 | Interest payment | Paid on time Payment was received by the due date with no delay | € 264.73 |
| 12 March 2025 | Interest payment | Paid on time Payment was received by the due date with no delay | € 264.73 |
| 12 February 2025 | Interest payment | Paid on time Payment was received by the due date with no delay | € 264.73 |
| 13 January 2025 | Interest payment | Paid on time Payment was received by the due date with no delay | € 258.33 |
| 12 December 2024 | Interest payment | Paid on time Payment was received by the due date with no delay | € 258.33 |
| 12 November 2024 | Interest payment | Paid on time Payment was received by the due date with no delay | € 258.33 |
| 14 October 2024 | Interest payment | Paid on time Payment was received by the due date with no delay | € 258.33 |
| 12 September 2024 | Interest payment | Paid on time Payment was received by the due date with no delay | € 258.33 |
| 12 August 2024 | Interest payment | Paid on time Payment was received by the due date with no delay | € 258.33 |
| 12 July 2024 | Interest payment | Paid on time Payment was received by the due date with no delay | € 258.33 |
| 12 June 2024 | Interest payment | Paid on time Payment was received by the due date with no delay | € 258.33 |
| 13 May 2024 | Interest payment | Paid on time Payment was received by the due date with no delay | € 258.33 |
| 12 April 2024 | Interest payment | Paid on time Payment was received by the due date with no delay | € 258.33 |
| 15 March 2024 | Interest payment | Paid on time Payment was received by the due date with no delay | € 258.33 |
| 15 February 2024 | Interest payment | Paid on time Payment was received by the due date with no delay | € 258.21 |
| 15 January 2024 | Interest payment | Paid on time Payment was received by the due date with no delay | € 251.26 |
| 14 December 2023 | Interest payment | Paid on time Payment was received by the due date with no delay | € 251.26 |
| 14 November 2023 | Interest payment | Paid on time Payment was received by the due date with no delay | € 107.36 |