Grand Sale: Havet Hotel, Poland
Reasons to invest in the project Grand Sale: Havet Hotel, Poland:
- Attractive Returns: 9.4–10.65% p.a., paid monthly;
- Fixed Capital Gains: 1.5% p.a., paid at maturity;
- Loan-to-Value (LTV) ratio: up to 35% with collateral value of EUR 20,159,010 (32 apartments and 57 non-residential premises);
- High Demand: in 2024, Kołobrzeg region hosted over 4.1 million tourists;
- Timeshare: investing from EUR 15,000 gives the opportunity to stay at the 5-star hotel;
- Investment Security: first-rank mortgage on project assets and surety.
Introducing the Grand Sale investment opportunity. Investors have the opportunity to invest in an already financed project – Havet Hotel, Poland and to acquire claim rights to the accumulated capital gains.
The interest of this project is distributed to investors on the 14th of each month. Investors will receive their first interest payment in April.
It’s a fully operational, income and profit generating 5-star hotel located in one of the most popular seaside resorts in Poland, with access to the Baltic Sea coast.
The 5-star hotel sits directly on the shoreline, surrounded by pine forests and dunes, offering a strong natural advantage in a competitive coastal market.
The property offers 133 apartments, a full SPA and wellness centre, multiple pools, and direct private beach access. Its mix of leisure, wellness, and family-oriented services attracts a broad, stable guest base throughout the year. More hotel pictures can be found here.
In 2024, accommodation facilities in the Kołobrzeg region hosted over 4.1 million tourists, including more than 750,000 in Kołobrzeg city itself. The surrounding rural Kołobrzeg area – where Dźwirzyno is located – recorded more than 380,000 overnight stays in July – August, confirming its status as one of the most visited coastal destinations in Poland.
Financed funds will be used to acquire the hotel property and enhance operational efficiency, with the objective of increasing revenue and improving profit margins. Investment security is ensured by surety and mortgaged property valued at over EUR 20 million, consisting of 89 different units: 32 apartments and 57 non-residential premises serving various hotel functions.
Project owner – Lautus Hotel Development Sp. z o.o. a Polish hotel management company based in Warsaw managed by Grzegorz Leszczyński. Grzegorz Leszczyński – a Polish capital markets executive and the long-standing President of the Management Board of IDM S.A., a role he has held since 1998. He has extensive experience in investment services, corporate finance, strategic management and real estate development.
IDM S.A. – a Polish financial services company, publicly listed on the Warsaw Stock Exchange that specialises in providing alternative capital advisory services to businesses seeking financing options beyond traditional bank lending.
Investing in this project allows you to take advantage of the benefits of a prestigious location – the project offers Timeshare. Investors are offered the opportunity to stay in these apartments free of charge when investing from EUR 15,000.
The project is secured by a first-rank mortgage and a surety, and it offers investors fixed monthly interest of 9.4% – 10.65% p.a., along with fixed capital gains of 1.5% p.a., paid at maturity. Which raises gross profitability between 10.9% and 12.15% p.a.
The maximum duration of the project – 11 months.
This project has a fixed annual return on capital gains –
The capital gains are fixed and payable together with the repayment of the loan amount for the preceding instalment ("Instalment"), with the return for each successive Instalment being added to the calculation of the return. The Instalment shall be considered as per one calendar year. A fixed increment of 1.5% shall be applied to the Instalment.
Example calculation: If the Loan is repaid after one year, a fixed return of 1.5% applies.
The profit margin is payable whether or not the Loan is repaid on the sale of the property.
2026-01-29
The mortgage agreement with the project owner has been successfully concluded and registered.The interest for the project will start to accrue from 27 January 2026.
Due to technical issues with the registry, the document will be uploaded shortly. Once available, it can be found in the – Documents section of the project description.
