A32, Katowice
Reasons to invest in the project A32, Katowice:
- Attractive Returns: 7.75% – 9% annual interest paid monthly
- Fixed Capital Gains: 1.5% p.a. paid upon repayment of the loan
- Strong Demand: Located in Metropolis GZM, home to over 2 million residents
- Advanced Construction Stage: 85% complete
- Pre-Sales Secured: four apartments sold, providing cash flow stability
- LTV: Only 53%, based on an independent appraiser report
The InRento team presents a project – A32, Katowice, located in one of the fastest-growing metropolitan areas of Poland – Metropolis GZM, with a population of more than 2 million people.
The investment offer consists of 290.84 sq. m. of premises in a residential building that includes six apartments, two service premises, and six underground parking spaces. The secured collateral covers two apartments, two service premises and two underground parking slots located at Armii Krajowej 32C, Katowice, Poland. The funds will be used to complete the finishing stage of the construction works.
Construction is already 85% complete, with works on the façade, roof, utilities, interior finishes, and landscaping currently underway. Importantly, four apartments have already been sold under preliminary agreements, providing stability and strong project fundamentals.
The project owner is M Estate Sp. z o.o., active in Katowice’s residential market. The company previously completed the domywkato.pl project, which consisted of two semi-detached buildings (four residential units). The developer focuses on high construction quality and boutique-style projects in carefully selected locations.
The project benefits from a competitive location with excellent transport connections – close to the A4 motorway, major city arteries, and public transit. Schools and kindergartens are within walking distance, while shopping facilities, supermarkets, and essential services are also nearby. Just 11 minutes on foot from the project site lies Zadole Park, one of Katowice’s largest parks, which regularly hosts cultural and sporting events.
According to an independent appraiser report, the collateral value is EUR 666,003 (PLN 2,817,193), which results in a low LTV of just 53%.
The A32 Katowice project allows investors to earn monthly fixed interest of 7.75% – 9% p.a. and additional fixed capital gains of 1.5% p.a. payable at the end of the loan term.
The maximum loan duration for this project is 12 months.
Investors will be paid a fixed annual interest of 7.75% – 9% depending on the amount invested.
This project has a fixed annual return on capital gains
The capital gains are fixed and payable together with the repayment of the loan amount for the preceding instalment ("Instalment"), with the return for each successive Instalment being added to the calculation of the return. The Instalment shall be considered as per one calendar year. A fixed increment of 1.5% shall be applied to the Instalment.
2026-08-28
We would like to inform you that, due to the notarial process taking longer than expected, the repayment of investments for the project A32, Katowice, will take slightly longer than planned. The repayment is currently expected during the course of next week.
We would like to remind you that a late payment penalty of 0.2% applies for each day of delay in loan repayment. This penalty is calculated on the full outstanding amount, covering both the principal and the capital gains. Late payments are also subject to a late loan administration fee of 0.1% per day. All accrued penalties will be paid out to investors together with the principal repayment.
We would also like to highlight that the project remains in good standing. The construction works have been substantially completed, with only minor finishing works remaining, and the borrower has serviced all interest payments throughout the loan term on time. Furthermore, the project has a conservative LTV of 53%, based on an independent appraiser's report, with the collateral secured by a first-rank mortgage. Should the repayment not be received within a reasonable timeframe, InRento would be well positioned to take enforcement actions to recover investors' funds.
Should you have any questions, our team is available to assist you at info@inrento.com.
2025-10-15
We would like to inform you that due to a technical issue on the payment processing side, the distribution of interest payments is taking longer than usual. The payments will be processed and distributed in due course.
Should you have any questions regarding this matter, please do not hesitate to contact us at info@inrento.com .
We would like to apologise for any inconvenience caused.
Here you can find the complete payment history for this project. The list includes all payments made by the project owner, covering interest payments, principal repayments, capital gain payments, and any late payment fees.
| Payment date | Type | Payment status | Paid |
|---|---|---|---|
| 13 August 2026 | Interest payment | Paid on time Payment was received by the due date with no delay | € 2 293.38 |
| 09 July 2026 | Interest payment | Paid on time Payment was received by the due date with no delay | € 2 293.38 |
| 08 June 2026 | Interest payment | Paid on time Payment was received by the due date with no delay | € 2 293.38 |
| 12 May 2026 | Interest payment | Paid on time Payment was received by the due date with no delay | € 2 293.38 |
| 10 April 2026 | Interest payment | Paid on time Payment was received by the due date with no delay | € 2 293.38 |
| 12 March 2026 | Interest payment | Paid on time Payment was received by the due date with no delay | € 2 293.38 |
| 12 February 2026 | Interest payment | Paid on time Payment was received by the due date with no delay | € 2 293.38 |
| 12 January 2026 | Interest payment | Paid on time Payment was received by the due date with no delay | € 2 293.38 |
| 11 December 2025 | Interest payment | Paid on time Payment was received by the due date with no delay | € 2 293.38 |
| 12 November 2025 | Interest payment | Paid on time Payment was received by the due date with no delay | € 2 293.38 |
| 16 October 2025 | Interest payment | Paid late in grace period Payment was made after the due date but within 14 days of it. Late payment interest is calculated from the first overdue day. | € 2 293.38 |
| 09 September 2025 | Interest payment | Paid on time Payment was received by the due date with no delay | € 226.5 |
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Katowice Poland