Harfowa 10, Warsaw
Reasons to invest in the project Harfowa 10, Warsaw:
- The financed property is located in the quiet and green Rembertów municipality, only 10-12 minutes away by public transport from Warsaw’s Old Town;
- The project consists of three separate residential apartments with private parking slots;
- Monthly interest payments with an attractive annual return of 9% – 10.25% plus an additional fixed annual capital gains of 1.5% (payable at the end of the project);
- Experienced project owner's team specialising in investment project management and implementation supervision;
- The loan-to-value (LTV) ratio for the project – 66%;
- An independent appraiser has valued the financed property at PLN 6,138,180 = EUR 1,411,781 (PLN 1 = EUR 0.23).
The InRento team presents its first buy-to-let project in Warsaw, Poland’s capital – Harfowa 10, Warsaw.
Warsaw is the largest city in Poland, located on the Vistula River, and is an important political, economic and cultural centre of the country. The city is famous for its contrasting architecture and well-developed public transportation system. Warsaw has many parks, museums and universities.
The financed property is located at Harfowa St. 10, Warsaw. The apartments are situated in a quiet and green Ochota district in the eastern part of the city. Nearby is Szczęśliwicki Park, which has a naturally formed lake, walking paths, sports fields and a ski slope. At the same time, the location boasts well-developed infrastructure – public transport stops are nearby, from which the city centre can be reached in 12 minutes and the airport in 20 minutes.
The investment offer consists of three residential apartments with private underground parking slots. The total area of the project to be financed is 200.31 m².
The loan will be partly used for refinancing, and the remaining funds will be used to complete additional installation work. Outstanding work: landscaping, completion of staircases and some internal partitions, final installation of the heating system, and finishing work on the facade. The apartments are aimed at the luxury housing segment, which increases the uniqueness and attractiveness of this project.
Project owner – Yuin Harfowa Residence Sp. z.o.o. The project team consists of experienced specialists from YUIN Sp. z o.o., who specialise in investment project management and implementation supervision. YUIN Sp. z o.o. has been operating since 2013. The company provides engineering, design and consulting services. The team's experience, technical knowledge, and high management skills enable them to implement projects successfully.
Investors will receive a fixed monthly interest rate of 9% – 10.25% per annum, depending on the amount invested.
This project also has a fixed annual capital gains of 1.5%, payable at the end of the project. This raises the total project yield from 10.5% to 11.75% per annum.
The maximum loan term for this project is 36 months.
This project has a fixed annual return on capital gains –
The capital gains are fixed and payable together with the repayment of the loan amount for the preceding instalment ("Instalment"), with the return for each successive Instalment being added to the calculation of the return. The Instalment shall be considered as per one calendar year. A fixed increment of 1.5% shall be applied to the Instalment.
Example calculation: If the Loan is repaid after one year, a fixed return of 1.5% applies. If the Loan is repaid after 24 months, a fixed return of 3% applies. If the Loan is repaid after 36 months, a fixed return of 4.5% applies.
The profit margin is payable whether or not the Loan is repaid on the sale of the property.
Read full information on pricing on this link.
2025-07-30
The mortgage agreement with the project owner has been successfully concluded and registered.
The interest for the project will start to accrue from 21 July 2025.
Due to technical issues with the registry, the document will be uploaded shortly. Once available, it can be found in the "Documents" section of the project description.
