Available for funding: €0
 
€80 000
50 investors

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Annual fixed-return rate:
9.5-9.9%

Fixed annual capital gains that would be paid when project is realised. More information can be found by scrolling below to the project description.

Fixed capital gain:
1.5%
annually

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Reasons to invest in the project Mountain Dreams, Poland III:

The financed three-storey apartment complex is located in Karpacz, a tourist ski and wellness resort;

Experienced project owner – HO-BU POLSKA Sp. z o.o. The company successfully manages several buy-to-let projects in Poland, financed on the InRento platform; 

Interest is payable monthly with a very attractive annual return of 9.5% – 9.9%, plus an additional fixed annual return on capital gains: +1.5% (payable at the end of the project);

Fixed interest linked (indexed) to inflation;

The maximum loan-to-value (LTV) ratio for this project is very attractive at 65%;

The premises were valued by an independent valuer at EUR 1,096,917 (converting 1 PLN = EUR 0.232)

The potential currency exchange rate risk is borne by the project owner – HO-BU POLSKA Sp. z o.o.

The InRento team presents a last stage of financing of buy-to-let project in Poland called Mountain Dreams, Poland III. The investment offer consists of a three-storey apartment complex located in the tourist ski and wellness resort of Karpacz, at the foot of the Karkonosze Mountains, near the Czech border. 

Karpacz is one of the most attractive and popular tourist destinations in Poland, attracting tourists both in summer and winter. The town offers a wide range of natural attractions, from hiking to skiing and snowboarding. Karpacz itself is not only attractive for tourists but also for investors interested in the real estate market.

The total area of the financed property is 1069.60 m². In order to make the best use of the existing area, design and conversion works will be carried out, after which the apartment complex will have 24 rooms of various sizes suitable for groups of up to four persons. 

The building will have smart home management systems and keyless locks, allowing the property to be rented and managed remotely. The renovation work will use eco-friendly building materials to reduce the environmental impact and modern design solutions. In addition, each apartment will have individual kitchens, which will give guests the convenience of staying for longer periods of time. The apartment complex will also have salt rooms, depending on the needs of the residents.

Project owner ​​– HO-BU POLSKA Sp. z o.o. The company successfully administers two buy-to-let projects financed on the InRento platform under the names Monte Cassino, Poland 7 and Green 27, Poland. The latter project was financed on the platform one year ago. During this period, 39 out of 56 (70%) apartments preliminary sales agreements have been signed, including 30 out of 33 parking spaces (91%), and the entire basement with storage rooms (100%). The project is expected to be fully realized in Q3 ​​– Q4 of this year. 

Investors will be paid a fixed monthly interest of 9.5% – 9.9% per annum, depending on the amount invested. This project also has a fixed annual capital growth rate of 1.5%, payable at the end of the project. This raises the overall yield of this phase from 11% to 11.4% annual return.

The maximum loan duration for this project is only 18 months. The maximum loan-to-value (LTV) ratio for this project is very attractive at 65%. 

2024-05-13

We would like to inform you that the mortgage on the project’s – Mountain Dreams, Poland asset, has been successfully placed (the document is attached in the documents section).

The interest payment for this project will be distributed next month. 

2024-05-06

Dear Investor, 

Please be informed that the mortgage process for the project: Mountain Dreams, Poland – has taken a little longer than usual. The notarial registration of the mortgage is scheduled this week.

In view of these circumstances, we will pay all those who have invested in the first and second phases of this project a payment of 0.3% cashback (taxes inclusive) of the amount invested. Payments to investors will be made once the mortgage has been signed and the property has been pledged to the lenders. 

We apologise for any temporary inconvenience.