InRento team presents the second stage of the buy-to-let project – V1, Vilnius II. The investment offer consists of a new apartment located at Vištyčio Str. 1, J. Bretkūno Str. 22, Vilnius.
The area of the apartment is 53.41 m². The first stage, which took place almost a nine month ago, financed the acquisition of the property. All the fitting-out work has been completed, so the second stage is financed to pay the contractors.
According to the reports of an independent appraiser, the value of the property has increased from EUR 135,000 to EUR 177,600 over 8 months.
This project will be rented for long-term. This three-room apartment is expects to generate a monthly rental income of EUR 850. The owner of the project is Baltic Real, MB. The company successfully manages several similar buy-to-let projects financed on the InRento platform.
Investors will be paid a fixed interest rate of 6.5% – 6.7% per annum, depending on the amount invested, every month. The project also has a fixed annual capital growth rate of 1.5%, payable at the end of the project. This raises the total yield for this stage to between 8% and 8.2% of annual return.
Please note that the mortgage for this project will be signed today, thus the interest for this phase will start to accrue to the investors as soon as the money is actually disbursed to the project owner.
The maximum loan term is 24 months.
This project has a fixed annual return on capital gains –
The capital gains are fixed and payable together with the repayment of the loan amount for the preceding instalment ("Instalment"), with the return for each successive Instalment being added to the calculation of the return. The Instalment shall be considered as per one calendar year. A fixed increment of 1.5% shall be applied to the Instalment.
Example calculation: If the Loan is repaid after one year, a fixed return of 1.5% applies. If the Loan is repaid after 24 months, a fixed return of 3% applies. The profit margin is payable whether or not the Loan is repaid on the sale of the property.
This project will be funded in three stages. Maximum project LTV – 70%.
Project V1, Vilnius – successfully realised.
We would like to inform you that the V1, Vilnius project has been fully realised. The funds are being distributed and will be paid within two working days.
The investment offer consisted of new apartments located at Vištyčio str. 1, J. Bretkūno str. 22, Vilnius.
It is important to note that the average annual return for investors in this project was higher than expected:
Here you can find the complete payment history for this project. The list includes all payments made by the project owner, covering interest payments, principal repayments, capital gain payments, and any late payment fees.
| Payment date | Type | Payment status | Paid |
|---|---|---|---|
| 19 June 2025 | Full principal repayment | Paid on time Payment was received by the due date with no delay | € 29 820 |
| 19 June 2025 | Capital gains payment | Paid on time Payment was received by the due date with no delay | € 559.19 |
| 19 June 2025 | Interest payment | Paid on time Payment was received by the due date with no delay | € 103.29 |
| 12 June 2025 | Interest payment | Paid on time Payment was received by the due date with no delay | € 165.31 |
| 12 May 2025 | Interest payment | Paid on time Payment was received by the due date with no delay | € 165.31 |
| 14 April 2025 | Interest payment | Paid on time Payment was received by the due date with no delay | € 165.31 |
| 12 March 2025 | Interest payment | Paid on time Payment was received by the due date with no delay | € 165.31 |
| 12 February 2025 | Interest payment | Paid on time Payment was received by the due date with no delay | € 165.31 |
| 13 January 2025 | Interest payment | Paid on time Payment was received by the due date with no delay | € 165.31 |
| 12 December 2024 | Interest payment | Paid on time Payment was received by the due date with no delay | € 165.31 |
| 12 November 2024 | Interest payment | Paid on time Payment was received by the due date with no delay | € 165.31 |
| 14 October 2024 | Interest payment | Paid on time Payment was received by the due date with no delay | € 165.31 |
| 12 September 2024 | Interest payment | Paid on time Payment was received by the due date with no delay | € 165.31 |
| 12 August 2024 | Interest payment | Paid on time Payment was received by the due date with no delay | € 165.31 |
| 14 July 2024 | Interest payment | Paid on time Payment was received by the due date with no delay | € 165.31 |
| 12 June 2024 | Interest payment | Paid on time Payment was received by the due date with no delay | € 165.31 |
| 02 May 2024 | Interest payment | Paid on time Payment was received by the due date with no delay | € 119.57 |