S21, Vilnius I
Reasons to invest in the project S21, Vilnius I:
- The financed project is located in the central part of Vilnius city;
- Interest is paid monthly with an attractive annual return of 8% – 8.5%, plus an additional fixed annual capital gains return of +1.5% (paid at the end of the project);
- Experienced project owner – has already successfully realized or partially realised multiple buy-to-let projects financed via InRento platform;
- The loan-to-value (LTV) ratio for this phase is 79%, the maximum LTV for the whole project is 80%;
- The independent appraiser appraised the financed property at EUR 171,200.
InRento team presents a new buy-to-let project – S21, Vilnius I. The investment offer consists of three studio apartments located in the central part of Vilnius city, in a new conversion project, at T. Ševčenkos g. 21.
This conversion project has brought a former hotel in Vilnius' Uptown back to life. The project will consist of studio apartments with ceilings up to 4 metres high and communal areas for residents' leisure time. The project is also attractive because of its location, with easy access to the city centre by foot, public transport, bicycle, scooter or car. At the same time, everything you could possibly need is just around the corner.
The first stage finances the purchase of three studios, followed by a second phase to pay the contractors once the units are built. The plan is to take advantage of the high ceilings by installing a mezzanine floor, thus increasing the living space by up to 50%.
This project is oriented towards long term rentals. After all the fit-out works, the three studio apartments are expected to generate a total rental income of EUR 1,800 per month. This will be higher than the amount of interest paid by the project owner each month to the investors.
The owner of the project, Linas Ginaitis, has already successfully realized the majority of the S7, Vilnius rental project in this area, which was financed by the InRento platform.
Investors will be paid an attractive fixed interest rate of 8% – 8.5% per annum, depending on the amount invested.
This project also has a fixed annual capital growth rate of 1.5% payable at the end of the project. This raises the total yield of this phase to between 9.5% and 10% annual return.
This project has a fixed annual return on capital gains –
The capital gains are fixed and payable together with the repayment of the loan amount for the preceding instalment ("Instalment"), with the return for each successive Instalment being added to the calculation of the return. The Instalment shall be considered as per one calendar year. A fixed increment of 1.5% shall be applied to the Instalment.
Example calculation: If the Loan is repaid after one year, a fixed return of 1.5% applies. If the Loan is repaid after 24 months, a fixed return of 3% applies. If the Loan is repaid after 36 months, a fixed return of 4.5% applies.
The profit margin is payable whether or not the Loan is repaid on the sale of the property. This project will be financed in two stages.
2025-09-05
We are pleased to announce that the project – S21, Vilnius, has been fully realized.
The investment offer consisted of three studio apartments located in the central part of Vilnius city, in a new conversion project, at T. Ševčenkos g. 21.
The total average annual return to investors in this project was higher than expected, reaching 9.82% instead of 9.5%.
The disbursement of funds is currently underway and will be distributed within 2 working days.
2025-08-12
The project – S21, Vilnius has been partially realised.
Investors have been repaid EUR 58,083.33 for all project stages.
The payments were distributed together with the fixed capital gains totalling EUR 1,416.67.
2025-01-23
The project – S21, Vilnius has been partially realized.
Investors have been repaid EUR 57,516.66 for all project stages.
The payments were distributed together with the fixed capital gains totalling EUR 850.
2024-01-05
We would like to inform you that the mortgage on the project’s – S21, Vilnius I asset, has been successfully placed (the document is attached in the documents section).
The interest payment for this project will be distributed next month.
Here you can find the complete payment history for this project. The list includes all payments made by the project owner, covering interest payments, principal repayments, capital gain payments, and any late payment fees.
| Payment date | Type | Payment status | Paid |
|---|---|---|---|
| 03 September 2025 | Partial principal repayment | Paid on time Payment was received by the due date with no delay | € 45 332.25 |
| 03 September 2025 | Capital gains payment | Paid on time Payment was received by the due date with no delay | € 1 133.48 |
| 03 September 2025 | Interest payment | Paid on time Payment was received by the due date with no delay | € 29.84 |
| 03 September 2025 | Interest payment | Paid on time Payment was received by the due date with no delay | € 303.74 |
| 12 August 2025 | Partial principal repayment | Paid on time Payment was received by the due date with no delay | € 45 334.33 |
| 12 August 2025 | Capital gains payment | Paid on time Payment was received by the due date with no delay | € 1 133.36 |
| 12 August 2025 | Interest payment | Paid on time Payment was received by the due date with no delay | € 607.61 |
| 14 July 2025 | Interest payment | Paid on time Payment was received by the due date with no delay | € 607.61 |
| 12 June 2025 | Interest payment | Paid on time Payment was received by the due date with no delay | € 607.61 |
| 12 May 2025 | Interest payment | Paid on time Payment was received by the due date with no delay | € 607.61 |
| 15 April 2025 | Interest payment | Paid on time Payment was received by the due date with no delay | € 607.61 |
| 12 March 2025 | Interest payment | Paid on time Payment was received by the due date with no delay | € 607.61 |
| 12 February 2025 | Interest payment | Paid on time Payment was received by the due date with no delay | € 607.61 |
| 24 January 2025 | Partial principal repayment | Paid on time Payment was received by the due date with no delay | € 45 333.42 |
| 23 January 2025 | Capital gains payment | Paid on time Payment was received by the due date with no delay | € 736.71 |
| 14 January 2025 | Interest payment | Paid on time Payment was received by the due date with no delay | € 912.01 |
| 16 December 2024 | Interest payment | Paid on time Payment was received by the due date with no delay | € 912.01 |
| 14 November 2024 | Interest payment | Paid on time Payment was received by the due date with no delay | € 912.01 |
| 14 October 2024 | Interest payment | Paid on time Payment was received by the due date with no delay | € 912.01 |
| 16 September 2024 | Interest payment | Paid on time Payment was received by the due date with no delay | € 912.01 |
| 14 August 2024 | Interest payment | Paid on time Payment was received by the due date with no delay | € 912.01 |
| 15 July 2024 | Interest payment | Paid on time Payment was received by the due date with no delay | € 912.01 |
| 14 June 2024 | Interest payment | Paid on time Payment was received by the due date with no delay | € 912.01 |
| 15 May 2024 | Interest payment | Paid on time Payment was received by the due date with no delay | € 912.01 |
| 15 April 2024 | Interest payment | Paid on time Payment was received by the due date with no delay | € 912.01 |
| 15 March 2024 | Interest payment | Paid on time Payment was received by the due date with no delay | € 912.01 |
| 15 February 2024 | Interest payment | Paid on time Payment was received by the due date with no delay | € 809.67 |
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