S33, Vilnius I
Reasons to invest in the project S33, Vilnius I:
- Apartment located in the Old Town of Vilnius city;
- The property is being financed together with its own parking slot and storage space;
- Interest is paid monthly to investors with an attractive annual return of 7% to 7.5%;
- Fixed annual return on capital gains: +1.5% (paid at the end of the project);
- The loan-to-value (LTV) ratio for this phase is very attractive at 45%, with a maximum LTV of 80% for the whole project;
- The apartments with a parking slot and storage space were appraised by an independent appraiser at EUR 223,000.
InRento team presents a new buy-to-let project – S33, Vilnius I. The investment offer consists of a new apartment with an underground parking spot and storage room located in the old town of Vilnius at Šv. Stepono str. 33. Next to the conversion project “Vilnius Connect”, read more in our blog post.
The area of the apartment is 56.77 m². During the first stage, the acquisition of the apartment will be funded, followed by the second and third stages of funding to settle the payments with the contractors after the furnishing is completed.
The project will be rented out for the long term. At the moment, the apartment has a partial installation. After furnishing it, the project owner expects to generate a monthly rental income of EUR 1,300, including the parking slot and storage space. The project owner Baltic Real, MB, is a company that successfully administers several similar buy-to-let projects financed on the InRento platform.
Investors will be paid a fixed annual interest of 7% – 7.5% depending on the amount invested.
This project has a fixed 1.5% annual capital gains, which are paid at the end of the project. This raises the overall yield of this stage of the project between 8.5% and 9% of the annual return.
This project has a fixed annual return on capital gains –
The capital gains are fixed and payable together with the repayment of the loan amount for the preceding instalment ("Instalment"), with the return for each successive Instalment being added to the calculation of the return. The Instalment shall be considered as per one calendar year. A fixed increment of 1.5% shall be applied to the Instalment.
Example calculation: If the Loan is repaid after one year, a fixed return of 1.5% applies. If the Loan is repaid after 24 months, a fixed return of 3% applies. If the Loan is repaid after 36 months, a fixed return of 4.5% applies. If the Loan is repaid after 48 months, a fixed return of 6% applies. If the Loan is repaid after 60 months, a fixed return of 7.5% applies.
This project will be funded in three stages.
2025-11-07
We are pleased to announce that the project – S33, Vilnius, has been fully realized.
The investment offer consisted of a new apartment with an underground parking spot and storage room located in the old town of Vilnius at Šv. Stepono str. 33.
The total average annual return to investors in this project was higher than expected: in the 1st and 2nd stages reaching 9% instead of 8.5%, in the 3rd stage reaching 8.08% instead of 7.5%.
The disbursement of funds is currently underway and will be distributed within 2 working days.
2023-06-14
We would like to inform you that the mortgage on the project’s – S33, Vilnius assets, has been successfully placed (the document is attached in the documents section).
The first interest payment for this project will be distributed next month.
Here you can find the complete payment history for this project. The list includes all payments made by the project owner, covering interest payments, principal repayments, capital gain payments, and any late payment fees.
| Payment date | Type | Payment status | Paid |
|---|---|---|---|
| 06 November 2025 | Full principal repayment | Paid on time Payment was received by the due date with no delay | € 100 000 |
| 06 November 2025 | Capital gains payment | Paid on time Payment was received by the due date with no delay | € 3 625.63 |
| 06 November 2025 | Interest payment | Paid on time Payment was received by the due date with no delay | € 121.85 |
| 06 November 2025 | Interest payment | Paid on time Payment was received by the due date with no delay | € 616.84 |
| 13 October 2025 | Interest payment | Paid on time Payment was received by the due date with no delay | € 616.84 |
| 12 September 2025 | Interest payment | Paid on time Payment was received by the due date with no delay | € 616.84 |
| 12 August 2025 | Interest payment | Paid on time Payment was received by the due date with no delay | € 616.84 |
| 14 July 2025 | Interest payment | Paid on time Payment was received by the due date with no delay | € 616.84 |
| 12 June 2025 | Interest payment | Paid on time Payment was received by the due date with no delay | € 616.84 |
| 12 May 2025 | Interest payment | Paid on time Payment was received by the due date with no delay | € 616.84 |
| 14 April 2025 | Interest payment | Paid on time Payment was received by the due date with no delay | € 616.84 |
| 12 March 2025 | Interest payment | Paid on time Payment was received by the due date with no delay | € 616.84 |
| 12 February 2025 | Interest payment | Paid on time Payment was received by the due date with no delay | € 616.84 |
| 13 January 2025 | Interest payment | Paid on time Payment was received by the due date with no delay | € 602.72 |
| 12 December 2024 | Interest payment | Paid on time Payment was received by the due date with no delay | € 602.72 |
| 12 November 2024 | Interest payment | Paid on time Payment was received by the due date with no delay | € 602.72 |
| 14 October 2024 | Interest payment | Paid on time Payment was received by the due date with no delay | € 602.72 |
| 12 September 2024 | Interest payment | Paid on time Payment was received by the due date with no delay | € 602.72 |
| 12 August 2024 | Interest payment | Paid on time Payment was received by the due date with no delay | € 602.72 |
| 12 July 2024 | Interest payment | Paid on time Payment was received by the due date with no delay | € 602.72 |
| 12 June 2024 | Interest payment | Paid on time Payment was received by the due date with no delay | € 602.72 |
| 13 May 2024 | Interest payment | Paid on time Payment was received by the due date with no delay | € 602.72 |
| 16 April 2024 | Interest payment | Paid on time Payment was received by the due date with no delay | € 602.72 |
| 18 March 2024 | Interest payment | Paid late in grace period Payment was made after the due date but within 14 days of it. Late payment interest is calculated from the first overdue day. | € 602.72 |
| 16 February 2024 | Interest payment | Paid on time Payment was received by the due date with no delay | € 602.72 |
| 16 January 2024 | Interest payment | Paid on time Payment was received by the due date with no delay | € 585.81 |
| 18 December 2023 | Interest payment | Paid late in grace period Payment was made after the due date but within 14 days of it. Late payment interest is calculated from the first overdue day. | € 585.81 |
| 16 November 2023 | Interest payment | Paid on time Payment was received by the due date with no delay | € 585.81 |
| 17 October 2023 | Interest payment | Paid on time Payment was received by the due date with no delay | € 585.81 |
| 18 September 2023 | Interest payment | Paid late in grace period Payment was made after the due date but within 14 days of it. Late payment interest is calculated from the first overdue day. | € 585.81 |
| 17 August 2023 | Interest payment | Paid on time Payment was received by the due date with no delay | € 585.81 |
| 17 July 2023 | Interest payment | Paid on time Payment was received by the due date with no delay | € 134.48 |
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