Available for funding: €0
 
€40 000
93 investors

The annual return indicates the fixed-interest rate, or what investors shall earn in percentages. Percentage may depend on amount of the investment. To see specific returns please enter investment amount above.

Annual fixed-return rate
7.72% - 8.03%

This number indicates what part of the profit share you would earn when the property is sold for profit or fixed annual capital gains that would be paid when project is realised. More information can be found by scrolling below the project description.

Capital Gains
50% from profit

Shows amount you've entered for amount of your investment above. Minimum investment amount is EUR 500.

Invest:
-

Shows amount that you are expected to earn during one year of investment. Earnings are automatically calculated when you enter the investment amount above.

Earn:
-

Total expected
earnings:

Total expected
earnings:

-
Reasons to invest in the project Studio 97, Vilnius:

Studio loft in the capital – Vilnius;

Modern and cozy loft;

Interest is paid monthly to investors with an attractive annual return of 7.5% – 7.8% ;

Variable capital gains – investors' share of profit is 50%;

Fixed interest indexed to inflation;

The loan-to-value (LTV) ratio for this project is 75%;

An independent appraiser appraised the studio loft at EUR 53,300.

InRento team presents a new buy-to-let project – Studio 97, Vilnius. The investment offer consists of a studio loft located at Pramonės g. 97, Vilnius.

The area of the studio loft is 28.79 m². This project will be rented for the long term. It is expected to generate a rental income of EUR 300 per month, which covers the interest paid to investors monthly.

Real Assets UAB, the project owner, successfully manages several buy-to-let projects on the InRento platform. Three projects have already been completed with a higher return than the project's original target. The average annual return on the company's completed projects is 15.63%.

Investors will be paid a fixed annual interest of 7.5% – 7.8% depending on the amount invested. 

The project allows investors to earn a return on variable capital gains if the property is sold at a higher price. The investors' share of the profit (capital gains) is 50%. Please note that investors are subject to an accounting tax on capital gains, which depends on the amount invested – the higher the amount invested, the lower the tax rate, please read more below.

The capital gains distribution:

50%
Investors
50%
Project owner
Profit share of the investors' 50%
Amount InvestedACCOUNTING FEE RATIONET PROFIT SHARE
Up to € 4999 0.430%
€ 5000 - € 14999 0.3532.5%
€ 15000 - € 29999 0.335%
€ 30000 - € 49999 0.2537.5%
€ 50000 - € 99999 0.240%
From € 100000 0.145%
Read full information on pricing on this link.

These numbers reflect the data about investments of InRento and companies InRento acquired and merged with.

Discover all statistics

60 months
Maximum loan term

These numbers reflect the data about investments of InRento and companies InRento acquired and merged with.

Discover all statistics

1st charge
Mortgage
Security

These numbers reflect the data about investments of InRento and companies InRento acquired and merged with.

Discover all statistics

7.72 – 8.03%
+ profit share
annual return
Investment bonus:
Investment
from 0 €
annual return
7.72% + profit share
Investment
from 5000 €
annual return
7.82% + profit share
Investment
from 15000 €
annual return
7.92% + profit share
Investment
from 30000 €
annual return
8.03% + profit share
Financial terms of the investment

Investors will be paid a fixed annual interest of  7.5% – 7.8% depending on the amount invested. 

The project allows investors to earn a return on variable capital gains if the property is sold at a higher price. The investors' share of the profit (capital gains) is 50%. Please note that investors are subject to an accounting tax on capital gains, which depends on the amount invested – the higher the amount invested, the lower the tax rate.

InRento Risk Scoring

CriterionScore
Borrower's equity exceeds the amount of financing needed
1 / B
Borrower's last year's net profit is sufficient to cover the fixed-interest
0 / A
Borrower's Debt / Equity ratio
2 / C
Borrower's ability to repay liabilities in the past
-1 / A+
Property price comparison to a 3rd party valuation
0 / A
Property type
0 / A
Is there a tenant already
2 / C
Borrower's experience with rental properties
0 / A
Will the property require renovation
1 / B
Micro-location
1 / B
Years since last renovation of the premises
0 / A
Does the property have elevator if it's not ground floor?
1 / B
Does the property have dedicated parking slot near premises? (long-term rent)
0 / A
Total:
7 / B
Investment rating
A – Lowest risk
D – Higest risk
B

InRento Risk rating is of an informative nature only and can not be considered investment advice. When assessing risk UAB InRento bases its risk scoring on independent information gathered from Creditinfo, State Registries, Appraisal reports, etc., and financial data is being assessed based on unaudited accounts. Please be informed that the shareholders of the crowdfunding platform operator UAB Inrento, holding 20% or more of the share capital or voting rights, as well as the managers and employees of the operator, are investing in this project. If you want to revoke your investment, please write us an email at info@inrento.com. Right to revoke your investment expires in four calendar days after placement of your investment.

InRento is licenced and regulated by the Bank of Lithuania.

Location of the property

The project owner (borrower) Project owner

Real assets, UAB

Real assets, UAB – is a company serving as a special vehicle for – InRento investments.

The CEO of the company is Tadas Palaima, who specializes in the sale and rental of residential housing, lofts and commercial property.

2023-06-02

We would like to inform you that the mortgage on the project’s – Studio 97, Vilnius asset, has been successfully placed (the document is attached in the documents section).

The first interest payment for this project will be distributed next month.