€220 000
€220 000 goal
336 investors

The annual return indicates the fixed-interest rate, or what investors shall earn in percentages.

Expected Return:
9.5%

The annual return indicates the fixed-interest rate, or what investors shall earn in percentages.

Actual Return:
9.77%

These numbers reflect the data about investments of InRento and companies InRento acquired and merged with.

Months Expected:
6

These numbers reflect the data about investments of InRento and companies InRento acquired and merged with.

Actual Months:
5
Reasons to invest in the project H4, Vilnius I:

The project owner in 2022 made a larger profit than the total loan amount;

Houses are located in a rapidly growing part of Vilnius where project owner has already successfully realized projects;

Interest is paid monthly with an attractive annual return of 8% – 8.5%;

Fixed annual return on capital gains: +1.5% (paid at the end of the project);

The loan-to-value (LTV) ratio for this stage is 24%. The maximum LTV for the whole project is 63.5%;

An independent appraiser valued the premises at EUR 921,000.

InRento team presents a new buy-to-let project – H4, Vilnius I. The investment offer consists of four separate houses with private yards and parking spaces located just 11 minutes with a car from Old Town (Gates of Dawn) at Vilnius – Hetitų str.

The project consists of four new and partially installed houses with areas of 124.64 m² (Hetitų str. 17), 124.66 m² (Hetitų str. 19), 122.45 m² (Hetitų str. 25) and 124.48 m² (Hetitų str. 27). The first stage funding is used for refinancing of the properties, followed by the second and third stages of the project.

The project owner has already sold two similar houses on this block for EUR 230,000 and EUR 254,000. The loan amount for one house is EUR 140,000, and that makes maximum LTV below 63.5%. The company generated a profit of EUR 622,000 last year, which is higher than the total loan amount.

Investors will be paid a fixed annual interest of 8% – 8.5% depending on the amount invested. This project has a fixed 1.5% annual capital gains, which are paid at the end of the project. This raises the overall yield of this stage of the project between  9.5% and 10% of the annual return.

The loan term for this project is only 6 months.

2023-09-28

Dear Investor,

We are pleased to announce that the project – H4, Vilnius has been fully realised!

The project was financed in two stages with a total loan amount of  EUR 400,000. 

The project consists of three new detached houses with partial finishing, with areas of 124.64 m² (Hetitų g.17), 124.66 m² (Hetitų g.19), 122.45 m² and (Hetitų g.25). The refinancing of these properties was financed. 

Following the successful sale of these properties, the total average annual return to investors in this project was 9.75%.

The average annual return for the first phase was 9.77% and for the second phase 9.72%. 

Disbursement of funds is currently underway and will be distributed within 1 working day.

2023-05-25

We would like to inform you that the mortgage on the project’s – H4, Vilnius asset, has been successfully placed (the document is attached in the documents section).

Please keep in mind that the interest for this stage started to be calculated from 6 May.

The first interest payment will take place on 13 June for the month of May.

2023-05-25

We would like to inform you that the mortgage on the project’s – H4, Vilnius asset, has been successfully placed (the document is attached in the documents section).

Please keep in mind that the interest for this stage started to be calculated from 19 April.

The first interest payment will take place on 13 June for the months of April and May.

2023-05-08

We would like to inform you that there won’t be a third stage of funding for the project – H4, Vilnius.

This further reduces the project's risk level as the loan-to-value (LTV) ratio of this loan is reduced to 58%. Special terms & conditions of the loan annex (3) can be found in documents section.

2023-05-08

We would like to inform you that there won’t be a third stage of funding for the project – H4, Vilnius.

This further reduces the project's risk level as the loan-to-value (LTV) ratio of this loan is reduced to 58%. Special terms & conditions of the loan annex (3) can be found in documents section.

2023-04-26

We would like to inform you that, the interest rate of the buy-to-let project H4, Vilnius, was increased and will be valid for all stages of the project. The annual interest rate paid to investors monthly has been increased by 1%.

Investors will be paid a fixed annual interest of 8% – 8.5% depending on the amount invested. This project has fixed 1.5% annual capital gains, which are paid at the end of the project. This raises the overall yield of the project between 9.5% and 10% of the annual return.

2023-04-26

We would like to inform you that, the interest rate of the buy-to-let project H4, Vilnius, was increased and will be valid for all stages of the project. The annual interest rate paid to investors monthly has been increased by 1%.

Investors will be paid a fixed annual interest of 8% – 8.5% depending on the amount invested. This project has fixed 1.5% annual capital gains, which are paid at the end of the project. This raises the overall yield of the project between 9.5% and 10% of the annual return.

2023-04-17

We would like to inform you that the interest for the first stage of project  H4, Vilnius – starts to be calculated from 19 April 2023. This means that the investment will start generating yield from this Wednesday.

Interest for the second and third stages starts to be calculated from the next day after the stage is funded. 

The interest for this period will be distributed in the following month after the properties will be mortgaged in the name of the creditors.