R99, Kaunas
Lithuania
R99, Kaunas
Lithuania
R99, Kaunas
Lithuania
R99, Kaunas
Lithuania
R99, Kaunas
Lithuania
R99, Kaunas
Lithuania
R99, Kaunas
Lithuania
R99, Kaunas
Lithuania
R99, Kaunas
Lithuania
R99, Kaunas
Lithuania
R99, Kaunas
Lithuania
Available for funding: €0
Annual return rate:
Invest:
–Earn:
–per year *Reasons to invest in the project R99, Kaunas:
Financial terms of the investment:
“InRento“ investors are granting a loan to the borrower. The loan is secured with a first-charge mortgage which in case of the borrower’s inability to fulfil financial obligations would be used to repossess the asset.
When investing:
Up to 4999 € - the annual return is 7.07%
5000 € – 14999 € - the annual return is 7.17%
15000 € – 29999 € - the annual return is 7.27%
30000 € – 49999 € - the annual return is 7.42%
50000 € and more - the annual return is 7.57%
The capital growth distribution:
When investing:
Up to 4999 € - the capital growth will be distributed in the following structure:
40% Investor / 40% Project owner / 20% InRento
5000 € – 14999 € - the capital growth will be distributed in the following structure:
45% Investor / 40% Project owner / 15% InRento
15000 € – 29999 € - the capital growth will be distributed in the following structure:
50% Investor / 40% Project owner / 10% InRento
30000 € – 49999 € - the capital growth will be distributed in the following structure:
55% Investor / 40% Project owner / 5% InRento
50000 € and more - the capital growth will be distributed in the following structure:
60% Investor / 40% Project owner
Rental income (interest):
Rental income (interest) is paid to investors on a monthly basis (on the 15th day of the month). If the 15th day is a non-working day, then the next working day.
The interest will be paid out the next month on the 15th after the mortgage is placed. The interest is calculated after the mortgage is being placed.Capital growth calculator
Your net earnings from capital growth:
The project owner (borrower)
MB „Rego Properties“ - is a company serving as a special vehicle for InRento investments. The CEO of the company - Andrius Rimdeika is a former investment banker, who has worked in investment firms such as ”Morgan Stanley” and “Prime investment”.
Frequently asked questions
When the project is fully funded you will be able to sell your investment on the secondary market. The fee for the secondary market transactions is 2% of the principal value, which is charged to the seller.
Yes! No matter what is the situation with the tenancy, the project owner is obliged to distribute fixed-interest to the investors.
When the property is sold at a higher price than it was acquired, the capital growth will be distributed among investors, project owner and InRento. The project owner assumes potential loss if the property is sold at a lower price. You can find more details by scrolling up this page.
Key investment risks:
Risk of falling prices: The price of the property might fall due to the increase in supply or decrease in demand in the area or other economic factors.
Liquidity risk: The borrower might be unable to find a buyer in order to sell the property.
Tenant risk: There is a risk that the asset can lose a tenant and it can take time to find replacements, which can have impact on the property's cash-flow.
Criteria | Score |
|---|---|
| Borrower's equity exceeds the amount of financing needed | 1 / B |
| Borrower's last year's net profit is sufficient to cover the fixed-interest | 1 / B |
| Borrower's Debt / Equity ratio | 2 / C |
| Borrower's ability to repay liabilities in the past | -1 / A+ |
| Property price comparison to a 3rd party valuation | 1 / B |
| Property type | 1 / B |
| Is there a tenant already | 0 / A |
| Borrower's experience with rental properties | 0 / A |
| Property occupany over the last 2 years (if it was rented) | 0 / A |
| Will the property require renovation | 0 / A |
| Micro-location | 1 / B |
| Years since last renovation of the premises | 0 / A |
| Does the property have elevator if it's not ground floor? | 1 / B |
| Does the property have dedicated parking slot near premises? (long-term rent) | 0 / A |
| Does the property have security? (for commercial) | 0 / A |
| Property has all applicable certificates/zoning rights with at least 2 years before expiry date | 0 / A |
| Total: | 7 / B |
Investment rating
*InRento Risk rating is of an informative nature only and can not be considered investment advice. InRento is licenced and regulated by the Bank of Lithuania.
Investing with InRento, is similar to owning a rental property, however with us you don't have to worry about day-to-day property management and in the periods of vacancies, the borrower is required to distribute fixed-interest payments, which protects your bottom line.
