| Risk rating | Fixed-interest rate |
| A | up to 6.75% p.a |
| B | up to 7.75% p.a |
| C | up to 9.5% p.a |
| D | 9.5% p.a - onwards |
The final interest rate depends on the competitive environment, EURIBOR, LIBOR rates, the risk profile of the project owner or the crowdfunding project, as defined in the risk categories; the net present value of the loan; the prevailing market conditions at the point of loan origination and during the lifetime of the loan; UAB InRento business strategy, current risk-free interest rate on the market etc.
| Investment amount | Additional interest rate added to fixed-interest rate above |
| up to 5,000 EUR | 0.0% |
| 5,000 - up to 15,000 EUR | 0.1% |
| 15,000 - up to 30,000 EUR | 0.2% |
| 30,000 - up to 50,000 EUR | 0.3% |
| 50,000 - up to 100,000 EUR | 0.4% |
| 100,000 EUR and above | 0.5% |
| Risk rating | Fixed-capital gains rate | Variable capital gains profit share of Investors |
| A | up to 1.75% p.a. | up to 40% |
| B | up to 2.25% p.a | up to 60% |
| C | up to 3% p.a | up to 70% |
| D | 3% p.a - onwards | up to 80% |
The final fixed-capital gains rate depends on the competitive environment, EURIBOR, LIBOR rates, the risk profile of the project owner or the crowdfunding project, as defined in the risk categories; the net present value of the loan; the prevailing market conditions at the point of loan origination and during the lifetime of the loan; UAB InRento business strategy, current risk-free interest rate on the market etc.
Investor's final Variable capital gains profit share depends on the competitive environment, EURIBOR, LIBOR rates, the risk profile of the project owner or the crowdfunding project, as defined in the risk categories; the net present value of the loan; the prevailing market conditions at the point of loan origination and during the lifetime of the loan; UAB InRento business strategy, current risk-free interest rate on the market etc.
In order to measure the profit of the project for a specific investor the following formula is being used: =ROUND((sale price of the asset - sale price of asset*0.97-notary expenses - minimum selling price defined by loan agreement (acquisition price or summary of all loan stages)) * amount invested by specific investor / amount funded * profit share in % value * (1- accounting fee ratio which depends on the amount invested), 2)
| Investment amount | Accoounting fee ratio |
| up to 5,000 EUR | 0.4 |
| 5,000 - up to 15,000 EUR | 0.35 |
| 15,000 - up to 30,000 EUR | 0.3 |
| 30,000 - up to 50,000 EUR | 0.25 |
| 50,000 - up to 100,000 EUR | 0.2 |
| 100,000 EUR and above | 0.1 |
Accounting fee is applied in order to optimize and standardize internal accounting methodologies and resources, since the calculation of variable capital gains differs between projects and requires individual and dedicated resources. Additionally, InRento pays service fees to payment service providers for each transaction.