Frequently asked questions

InRento is a European investment platform providing access to asset-backed real estate projects by connecting investors with project owners through advanced technology. As a licensed and regulated (Crowdfunding) financial institution, the platform focuses on lower-risk investments that generate both financial returns and positive real-world impact — from affordable housing to the transformation of underused buildings and more sustainable cities. InRento has maintained a proven industry leading default rate since 2020 and was recognised as the #1 Investment Technology platform at European FinTech awards for its innovation and platform excellence.

Investing via InRento allows investors to earn passive income from real estate while accessing opportunities that would normally require significant capital.

The main benefits include:

-Lower-risk real estate investments
InRento focuses on asset-backed investments in existing real estate projects, rather than speculative ground-up developments. This helps minimize risk, as projects typically generate income from real activities such as rental or hotel operations.

-Monthly income and capital gains
Investors can earn stable monthly interest payments, often funded by rental income generated by the property. In addition, investors at project completion additionaly are entitled to fixed or capital gains.

-Socially responsible investing
By investing through InRento, you contribute to shaping more sustainable and better cities. Your investment supports projects that reduce CO₂ emissions, improve housing affordability, and bring underused buildings back to life.

-Asset-backed security
All investments are secured by a primary mortgage on the property, meaning the real estate serves as collateral for investors.

InRento focuses on lower-risk real estate projects that generate cashflow from real estate operations rather than speculative development. The platform primarily finances existing real estate projects—such as rental properties, renovations, conversions, and hospitality projects—where value is created by improving the asset or its management. Investors receive monthly interest payments throughout the project and earn fixed or variable capital gains once the project is successfully completed. At the same time, many InRento projects contribute to a positive impact by revitalizing existing buildings, improving energy efficiency, and bringing underused spaces back into productive use.

Finally, in certain projects that focus on short-term or holiday rentals, investors are granted a timeshare — the option to stay for a certain number of free nights in a project they have invested in. The number of nights depends on the amount invested.

InRento is licensed and regulated by the Bank of Lithuania, and for this reason, the company has to follow strict capital requirements. In the unlikely scenario of InRento’s default, a contractual administrator would be appointed to service obligations to investors and project owners.

InRento acts as an intermediary and expert in sourcing financing applications investments. Investment agreements are concluded directly between investors and project owners. That means that any other administrator or financial institution could take over loans.
 

First, you need to register and become part of our investor community.

Then confirm your identity and choose one of the payment service providers — Paysera or Mangopay.

Once you have successfully created a payments account to use for investing, top it up by making a transfer from any bank in the EU.

Finally, select the project you want to invest in, read the terms and click “Invest”.

InRento platform is licensed and regulated by the Bank of Lithuania and is operating under the regulations and law of crowdfunding service providers, and follows the regulations of European Union. More information is available on the Bank of Lithuania website:https://www.lb.lt/en/sfi-financial-market-participants/uab-inrento

InRento's share capital amounts to EUR 694,673.74.

Before investing on the platform, all clients of InRento must open a Paysera or Mangopay payments account where each client keeps funds separately, in an account opened in their own name. Both Paysera and Mangopay are licensed and regulated financial institutions. 

InRento does not directly touch clients’ funds, and all the time, investor’s funds are kept separately from InRento activity.

Paysera financial license number - LB000251 (https://www.lb.lt/en/sfi-financial-market-participants/paysera-lt-uab)

Mangopay financial license number- B173459 (https://searchentities.apps.cssf.lu/search-entities/entite/details/9651?lng=en&q=&st=advanced&entNames=mangopay)

Log in to your InRento account, and select – “Deposit” in the “Portfolio” section.

Keep in mind that before funds are deposited, you must have chosen one of the payment systems – Paysera or Mangopay.

You can top up your investment account by making a transfer from any bank in the EU.
 

Adults over 18 who hold a bank account. Before investing, clients must confirm their identity and choose one of the payment systems — Paysera or Mangopay.

The minimum investment is 500 EUR.

Full description on service fees can be found here.

Mangopay:

After an investor makes an investment into a particular project, the funds are moved into a client’s sub-wallet, which is used only for that project’s investment. When the project is funded and property is being mortgaged, the funds are transferred to the project owner’s wallet and paid out to his bank account.

In a situation where the project would be cancelled, the funds are returned to the investor's main Mangopay wallet.

Paysera: 

After an investor makes an investment into a particular project, the funds are reserved in the investor’s account. When the project is funded and property is being mortgaged, the funds are transferred to the escrow account controlled by Paysera and then paid out to the project owner’s bank account.

In a situation where the project would be cancelled, the funds are returned to the investor's Paysera account.

2FA helps to increase the security of your investment account. You will need to verify the login with an external authentication mechanism.

InRento uses – Google Authenticator, which is commonly used on other websites. If you activate 2FA for your InRento account, you will be prompted each time you log in.

Log in to your InRento account, select – Account, and click – Two-factor authentication. After activating 2FA, you will be asked to scan the QR code and enter the code each time you log in.

A Secondary Market is a place where you can sell your investments to other investors or buy investments from other investors.

The seller is charged 2% of the selling price (investment), however, a discounted rate is applied to "Premium investors".

With a discount, you can sell your investment at a lower principal value than it is nominally. The higher the discount, the faster you are likely to sell your investment.

With a premium, you can sell your investment at a higher price than you bought it. The higher the premium, the longer it may take to sell the investment. 
 

You can find all information related to taxes on this page. 

You can find your tax report by accessing your InRento account’s section –  “Taxes”.