The InRento team presents a new investment opportunity – Hotel Zyndrama, Poland. This boutique hotel is located in Łącko, within the Beskid Sądecki mountain range in southern Poland, between Kraków – one of the country’s main tourism hubs – and Zakopane, its most popular mountain resort.
The property is surrounded by natural landscapes, offering direct access to mountain trails and is in proximity to key regional tourist destinations, including the resort of Krynica-Zdrój and the Pieniny National Park.
The hotel features 31 apartments, a fully equipped SPA and wellness centre, and multiple pools. Its positioning combines nature, wellness, and retreat-style hospitality, attracting primarily domestic tourists seeking relaxation, outdoor activities, and short-stay escapes throughout the year, while also specialising in private and community events hosting and catering. The asset benefits from its location within a broader tourism corridor anchored by Kraków, one of Poland’s major tourism hubs, ensuring a stable and diversified demand base.
In 2024, accommodation facilities in southern Poland, near Zakopane – the country’s most popular mountain resort – hosted approximately 6.1 million tourists, maintaining its position as one of the most visited areas in the country. The Beskid Sądecki area, where Łącko is located, forms part of a well-established mountain and SPA tourism corridor, with the nearby resort of Krynica-Zdrój acting as a key visitor centre attracting tourists throughout the year.
The project is managed by a family-owned company with a long-standing presence in the hospitality and catering sectors, spanning multiple generations. The owner, Jozef Franczyk, brings over 20 years of professional experience, supported by a diversified business portfolio that includes construction companies, building material supply operations, and established restaurants.
The group’s affiliated construction and supply businesses hold a strong position in the local market and maintain partnerships with international clients in Germany and Slovakia. This cross-sector synergy provides stable cash flow and strengthens the group’s overall financial position, mitigating investment risk and supporting long-term operational sustainability.
The project is secured by a first-rank mortgage on the project assets and a surety agreement with a loan-to-value (LTV) ratio of 42% (max. 50%). The project’s investment rating is A, indicating the lowest level risk and offers investors fixed monthly interest of 9.25 – 10.5% p.a., along with fixed capital gains of 1.5% p.a., paid at maturity. This results in a total gross profitability ranging from 10.75% to 12% p.a.
The maximum duration of the project is 12 months.
This project has a fixed annual return on capital gains –
The capital gains are fixed and payable together with the repayment of the loan amount for the preceding instalment ("Instalment"), with the return for each successive Instalment being added to the calculation of the return. The Instalment shall be considered as per one calendar year. A fixed increment of 1.5% shall be applied to the Instalment.
Example calculation: If the Loan is repaid after one year, a fixed return of 1.5% applies.
The profit margin is payable whether or not the Loan is repaid on the sale of the property.