J48, Lodz
Reasons to invest in the project J48, Lodz:
- Attractive Returns: 9.75 – 11% p.a., paid monthly;
- Fixed Capital Gains: 1.5% p.a., paid at maturity;
- Loan-to-Value (LTV) Ratio: 70% with a collateral value of EUR 1,297,338;
- Income-Generating Asset: one commercial unit is already leased and generates more than EUR 4,700 in monthly rental income;
- Investment Security: first-rank mortgage on project assets.
The InRento team presents a new investment opportunity – J48, Lodz, a revenue-generating commercial real estate project located in the central part of Lodz, Poland.
The project is situated at Juliana Tuwima St. 48, within a recently renovated historic tenement building and consists of two commercial premises with dedicated parking spaces.
One of the units has a usable area of 236.69 sq. m. and is fully finished. The unit is currently leased, generating more than EUR 4,700 monthly income, and is intended to be sold in the future with an existing tenant in place. The second unit provides 250.66 sq. m. of usable space and is currently vacant and is designated for sale or lease.
The property is located in the city centre, next to the main railway station, providing direct connections to major Polish cities. It is also within walking distance of the city’s primary commercial and cultural street, ensuring strong tenant demand, excellent accessibility, and long-term value stability in a rapidly developing urban area.
Project owner – REVISIT HOME Sp. z o.o. Home REVYOU – I Sp. K., a Polish real estate development company specialising in premium residential and mixed-use projects, with proven experience in the development, sale, and management of high-end real estate assets.
Revisit Home has successfully completed and fully sold the Wiszące Ogrody development and, in 2025, delivered the Słoneczne Tarasy project in central Lodz, offering luxury apartments with rooftop terraces.
The company also develops the Chillinn Łódź student housing project, focused on modern accommodation tailored to student needs. In addition, Revisit Home manages high-standard developments such as Kamienica przy Operze, a revitalised historic tenement located next to the Lodz Grand Theatre, and Lofty w Fabryce Jedwabiu, a former factory converted into luxury lofts with rooftop terraces and a SPA area.
The project is secured by a first-rank mortgage on project assets, with a maximum loan-to-value (LTV) ratio of 70%, and offers investors fixed monthly interest of 9.75%–11% p.a., along with fixed capital gains of 1.5% p.a., paid at maturity. This results in gross profitability ranging from 11.25% – 12.5% p.a.
The maximum loan duration for this project is 18 months.
This project has a fixed annual return on capital gains –
The capital gains are fixed and payable together with the repayment of the loan amount for the preceding instalment ("Instalment"), with the return for each successive Instalment being added to the calculation of the return. The Instalment shall be considered as per one calendar year. A fixed increment of 1.5% shall be applied to the Instalment.
Example calculation: If the Loan is repaid after one year, a fixed return of 1.5% applies.
The profit margin is payable whether or not the Loan is repaid on the sale of the property.
