Liberty 72B, Kaunas III
Reasons to invest in the project Liberty 72B, Kaunas III:
- Attractive Returns: 9.25 – 10.5% p.a., paid monthly;
- Fixed Capital Gains: 1.5% p.a., paid at maturity;
- Collateral Value: independent appraisal valued project asset – EUR 1,265,800;
- Additional Collateral: independent appraisal valued additional collateral assets – EUR 495,000;
- Max. Loan-to-Value Ratio (LTV): 70%;
- Prime Central Location: the project is situated on Laisvės Avenue – one of Kaunas most visited and vibrant streets, ensuring strong demand for residential and short-stay units.
The InRento team presents the third stage of buy-to-let project: Liberty 72B, Kaunas III. The investment offer consists of a two-story building located in the historic part of Kaunas, in an inner courtyard, at the address: Laisvės Ave. 72B, Kaunas.
The total area of the building is 646.4 m² and consists of ten separate units.
Since the first financing stage preparatory work and design planning with architects and designers have begun.
At this stage, the project owner pledges additional property – three townhouses located in the Kaunas District Municipality. The additional pledged property is intended to ensure the continuity of the project.
The aim of the project is to completely renovate the building and install apartments with partial finishing. It is planned to increase the ceiling height of the second floor of the building by removing the existing attic, which will allow the new space to be connected to the renovated apartments. A permit for the reconstruction and renovation of the building has already been issued by the Kaunas City Municipality Administration.
It is also planned to renovate all engineering networks, completely replace the roof, renovate the facade, and replace the windows. It is expected that after the reconstruction, nine separate units will be formed, eight of which will be residential, with one to five rooms.
Once renovation is completed, sales of the partially finished apartments are expected to begin. With pricing set below the market average at EUR 3,000 per square meter and strong potential for short-term rentals, the project is designed to ensure high liquidity.
According to Ober-Haus data for April 2025, prices for renovated old houses in the Kaunas Center and Old Town districts reached up to EUR 3,600 per square meter. Compared to April 2024, when apartment prices reached up to EUR 3,400 per square meter, a 5.8% increase in prices was recorded over the year.
The project owner has been specializing in real estate development, construction, and rental for more than 10 years. Its main activities include the construction and rental of residential and commercial buildings, ensuring high project quality and long-term property value retention.
The company is successfully developing other projects financed on the InRento platform: 46 Lofts, Kaunas and 12 Apartments, Kaunas. At the same time, the project owner has successfully completed several other projects, including Bernardinų Plytinės St. 27 and M. Riomerio St. 35A in Kaunas.
Investors will receive a fixed monthly interest rate of 9.25% – 10.5%, depending on the amount invested.
This project also has a fixed annual capital gains of 1.5%, which is paid at the end of the project. This brings the gross profitability of the project from 10.75% to 12%.
Please note that the mortgage for this project signed, thus the interest for this phase will start to accrue to the investors as soon as the money is actually disbursed to the project owner.
The maximum project duration is 18 months.
This project has a fixed annual return on capital gains –
The capital gains are fixed and payable together with the repayment of the loan amount for the preceding instalment ("Instalment"), with the return for each successive Instalment being added to the calculation of the return. The Instalment shall be considered as per one calendar year. A fixed increment of 1.5% shall be applied to the Instalment.
Example calculation: If the Loan is repaid after one year, a fixed return of 1.5% applies. If the Loan is repaid after 20 months, a fixed return of 2.25% applies.
The profit margin is payable whether or not the Loan is repaid on the sale of the property.
Read full information on pricing on this link.
2026-03-26
Following the stabilisation of the cash flow, the project owner has successfully settled all outstanding amounts, including late monthly interest and accrued late payment penalties.
The project owner continues to actively implement the planned asset realisation and refinancing strategy in order to stabilise cash flow and ensure the timely fulfilment of future obligations. The sale processes for both pledged and other managed assets are ongoing, and discussions with alternative financing institutions regarding refinancing remain in progress.
As previously communicated, the project owner had been experiencing temporary cash flow disruptions. In early December 2025, a preliminary purchase–sale agreement was signed for one of the managed properties, with the intention to fully realise one of the projects on the InRento platform. However, due to circumstances beyond the borrower’s control, the transaction was not completed. This resulted in a temporary liquidity gap and subsequent interest payment delays.
The project remains secured by a first-rank mortgage, with the current loan-to-value (LTV) ratio remaining conservative and not exceeding 70%.
2026-02-20
We would like to inform you that the project owner is currently experiencing cash flow difficulties. In early December 2025, a preliminary purchase-sale agreement was signed for one of the managed properties, intended to fully realise one of the projects on the InRento platform. However, the transaction was not finalised, which affected the project’s cash flow and resulted in late interest payments.
The project is secured by a first-rank mortgage, and the current loan-to-value (LTV) ratio does not exceed 70%.
To stabilise the situation, the project owner is implementing the planned asset realisation strategy. The sale process for both pledged and other managed properties is ongoing to restore liquidity and ensure fulfillment of obligations. In addition, discussions have been initiated with another credit institution regarding potential refinancing of certain projects funded on the InRento platform in order to optimise financial obligations and manage liquidity.
Late payment accrues at a rate of 0.2% per day on the overdue amount in accordance with the loan agreement. If the situation does not improve, enforcement proceedings against the pledged assets may be initiated in line with the applicable security agreements.
2025-12-03
The additional mortgage agreement with the project owner has been successfully concluded and registered over the project assets(the document can be found in the "Documents" section of the project description).
2025-06-18
The mortgage agreement with the project owner has been successfully concluded and registered (the document can be found in the "Documents" section of the project description).
Here you can find the complete payment history for this project. The list includes all payments made by the project owner, covering interest payments, principal repayments, capital gain payments, and any late payment fees.
| Payment date | Type | Payment status | Paid |
|---|---|---|---|
| 25 March 2026 | Interest payment | Paid late Payment was received more than 14 days past the due date. Late payment interest is calculated from the first overdue day. | € 2 938.39 |
| 25 March 2026 | Interest payment | Paid late Payment was received more than 14 days past the due date. Late payment interest is calculated from the first overdue day. | € 2 938.39 |
| 25 March 2026 | Late interest penalties | Paid on time Payment was received by the due date with no delay | € 393.92 |
| 07 January 2026 | Late interest penalties | Paid on time Payment was received by the due date with no delay | € 10.75 |
| 07 January 2026 | Interest payment | Paid late in grace period Payment was made after the due date but within 14 days of it. Late payment interest is calculated from the first overdue day. | € 2 705.35 |
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