Available for funding: €0
 
€950 000
533 investors

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Annual fixed-return rate:
9.25-10.5%

Fixed annual capital gains that would be paid when project is realised. More information can be found by scrolling below to the project description.

Fixed capital gain:
1.5%
annually

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Reasons to invest in the project Monte Cassino 7, Poland RF:

The project is located in the central part of Świnoujście;

Świnoujście is one of the most popular resorts on the Baltic Sea and has one of the largest and most modern ferry terminals in Poland;

Interest payable monthly with an attractive annual return of 9.25% – 10.5%, plus an additional fixed annual capital gains return of +1.5% (payable at the end of the project);

Experienced project owner – having completed large conversion projects;

The project has a very attractive loan-to-value (LTV) ratio of 48%;

The premises were valued by an independent valuer at EUR 1,973,400 (using 1 PLN = EUR 0.23); The potential exchange rate risk is borne by the owner of the project – HO-BU POLSKA Sp. z o.o.

InRento team presents a buy-to-let project – Monte Cassino 7, Poland RF. The investment proposal consists of a five-storey building, located in the central part of Świnoujście, just 13 km away from the German border.

The financing of this project is directed towards the refinancing of another project on the InRento platform – Monte Cassino 7, Poland.

The first stage of this project was financed almost a year and a half ago. During this period, phased building permits have been obtained and preparatory works have been carried out, which will allow the project to increase its surface area from 2022 m² to 2750 m².

The following preparatory works were carried out: dismantling of the garage structure, demolition of the staircase, removal of the basement floor, protection of the ceiling and the wooden panels. The dismantling of the plumbing, sewage, electrical installations and air-conditioners was also carried out. Construction waste was removed from the site, the site was secured and the site was prepared for further works, including the construction of an additional extension, which will be carried out by the owner of the project from its own capital.

Commercialisation of the building is foreseen in the near future, with the project planned to provide 25 – 40 m² apartments for rent. At the same time, the building will include a gym, a sauna complex and a bicycle storage facility, which can be seen in the project gallery.

Świnoujście is one of the most popular Baltic Sea resorts in Poland and has one of the largest and most modern ferry terminals in Poland, with regular services to Denmark and Sweden.

The key aspect of this project is its location. The building is located just a few hundred metres from the passenger port. At the same time, a supermarket, a spa, a school and a kindergarten can be found nearby. The beach is also close by – 1.6 km from the property.

The owner of the project is HO-BU POLSKA Sp. z o.o. This Polish company has successfully managed several projects financed on the InRento platform. The company has been operating in the local market since 2017. Meanwhile, the related company – Ho-Bu Lietuva, UAB – has completed large conversion projects and developed tens of thousands of square metres of buy-to-let properties. More about the company and its activities can be found on their website.

Investors will be paid a fixed monthly interest of 9.25% – 10.5% per annum, depending on the amount invested. This project also has a fixed annual capital growth rate of 1.5%, payable at the end of the project. This raises the total yield for this phase from 10.75% to 12% annual return.

The maximum loan-to-value (LTV) ratio for this project is very attractive at 48%.

The maximum loan duration for this project is only 24 months.

2025-04-25

The mortgage agreement with the project owner has been successfully concluded and registered (the document can be found in the "Documents" section of the project description).