Available for funding: €0
 
€100 000
180 investors

The annual return indicates the fixed-interest rate, or what investors shall earn in percentages. Percentage may depend on amount of the investment. To see specific returns please enter investment amount above.

Annual fixed-return rate:
8.4-8.8%

Fixed annual capital gains that would be paid when project is realised. More information can be found by scrolling below to the project description.

Fixed capital gain:
Fixed 1.5%
annually

Shows amount that you are expected to earn during one year of investment. Earnings are automatically calculated when you enter the investment amount above.

Earn:
-

Total expected
earnings:

Total expected
earnings:

-
Reasons to invest in the project H2O, Kaunas III:

A unique industrial river waterways buy-to-let project;

One of the fastest developing locations in Lithuania – on the banks of the river in Kaunas;

The project area is 1.1 hectares, the area of the buildings – 2931 m²;

The owner of the project is a profitable company operating for more than 24 years;

Interest is paid monthly with an attractive annual return of 8.4% – 8.9% and fixed annual return on capital gains: +1.5% (payable at the end of the project);

This project's loan-to-value (LTV) ratio is very attractive – 65%.

An independent valuer has valued the collateral’s assets at EUR 638,000.

InRento team presents the last funding stage of a unique industrial river waterways buy-to-let project in Kaunas  H2O, Kaunas III.

The location of the project is one of the fastest developing places in Lithuania  on the bank of the river, near the Piliamiestis district, at Raudondvario pl. 105A, Kaunas. Conversion of both sides of the river is planned, and up to 20,000 m² of residential development can be developed on the site, financed in accordance with the city's master plan regulations. 

The owner of the project is Kauno Pramoninis Vandentiekis, UAB, a profitable company that provides water to certain factories. The company has been operating for more than 24 years. 

The company intends to carry out site planning and design works and to develop a residential buy-to-let project on a land plot for up to 20,000 m². 

The project area is 1.1 hectares, and the building area is 2931 m². Nine properties are financed. This project's loan-to-value (LTV) ratio is very attractive  65%. This reduces the risk for investors in this project. The company will use the financing to refinance existing loans and for working capital.

Investors will be paid a fixed monthly interest of 8.4%  8.9% per annum, depending on the amount invested. 

This project also has a fixed annual capital gain of 1.5%, which is paid at the end of the project. This raises the total yield of the project from 9.9% to 10.4% annual return.

Please note that the mortgage agreement for this project has already been signed, so the interest for this stage will start to accrue to the investors as soon as the money is actually disbursed to the project owner.

2023-08-17

We would like to inform you that the mortgage on the project’s – H2O, Kaunas assets, has been successfully placed (the document is attached in the documents section).

The first interest payment for this project will be distributed next month.

2023-08-16

Please be informed that the Addendum to the Special Terms and Conditions of the Loan Agreement has been signed, which can be found on the platform, in the documents section.

According to the updated project terms and conditions, the maximum mortgage amount has been reduced to EUR 893,200 due to a calculation error during the preparation of the original document.

The maximum total loan-to-value (LTV) ratio remains unchanged at 65%. The value of the mortgaged collateral for this project is EUR 638,000 and the maximum loan amount for all three phases is EUR 414,700.