Available for funding: €0
 
€200 000
226 investors

The annual return indicates the fixed-interest rate, or what investors shall earn in percentages. Percentage may depend on amount of the investment. To see specific returns please enter investment amount above.

Annual fixed-return rate:
6.5-7%

Fixed annual capital gains that would be paid when project is realised. More information can be found by scrolling below to the project description.

Fixed capital gain:
Fixed 1.75%
annually

Shows amount that you are expected to earn during one year of investment. Earnings are automatically calculated when you enter the investment amount above.

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-

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earnings:

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Reasons to invest in the project Co-living: P97, Vilnius IV:

The project owner has concluded 33 lease agreements with tenants;

The project generates a monthly rental income of EUR 11,587:

Co-living apartments in Vilnius city;

Interest is paid monthly with an attractive annual return of 6.5% – 7%, plus the project has a fixed annual return on capital gains of +1.75%, which is payable at the end of the project;

The loan to value (LTV) of this project is very attractive at 57%;

An independent appraiser appraised the premises at EUR 1,407,000.

InRento team presents the fourth and final stage of financing for the buy-to-let project Co-living: P97, Vilnius IV. Co-living apartments are located at Pramonės str. 97, Vilnius.

The first stage of financing of this project was completed in May last year. During this period, the private and common areas of the property have been renovated, refurbished, and new lease agreements have been concluded with the tenants. 

Currently, the owner of the project has 33 different lease agreements in place, generating EUR 11,587 per month in rental income. This provides a high margin of safety as the amount of income generated by the project owner is higher than the amount of interest paid to investors each month. 

The total floor area of the project is 1341.15 m², consisting of the sixth, seventh and eighth floors and common areas. 

Investors will be paid a fixed interest of 6.5% – 7% per annum, depending on the amount invested. The project also has a fixed annual capital gain percentage of 1.75%, payable at the end of the project, which raises the total yield of the project from 8.25% to 8.75% annual return.

The loan to value (LTV) of this project is very attractive at 57%. The total amount financed for all four phases is EUR 800,000, and the value of the collateral is EUR 1,407,000. 

2022-12-15

Due to a change in the sequence of renovation works, the project has undergone modifications in the facade of the building, and the replacement of the roof works began in order to improve the insulation of the premises. Therefore, an amendment to the contract has been signed with the borrower, which reduces the loan-to-value ratio (LTV) of the disbursement of the third stage to 43% (the previous LTV was 80%). The LTV of the fourth stage will be reduced to a maximum of only 57% (the previous LTV was 80%).

By the time of the disbursement of the last stage of the loan, the owner of the project must have fully completed all floors of the property and generate a monthly rental income of at least EUR 6,700. 

The agreement’s amendment is uploaded in the documents section.

2022-12-15

Due to a change in the sequence of renovation works, the project has undergone modifications in the facade of the building, and the replacement of the roof works began in order to improve the insulation of the premises. Therefore, an amendment to the contract has been signed with the borrower, which reduces the loan-to-value ratio (LTV) of the disbursement of the third stage to 43% (the previous LTV was 80%). The LTV of the fourth stage will be reduced to a maximum of only 57% (the previous LTV was 80%).

By the time of the disbursement of the last stage of the loan, the owner of the project must have fully completed all floors of the property and generate a monthly rental income of at least EUR 6,700. 

The agreement’s amendment is uploaded in the documents section.

2022-09-16

We would like to inform you that the monthly interest from project owner was received on time. However, due to issues we are facing on the payment processor’s side we can not process the payments correctly. Interest payment for this project is received and the funds are secured in escrow account. We are aiming to distribute these payments as soon as possible on the upcoming business days.

2022-06-02

We would like to inform you, that the mortgage on the project – Co-living: 97, Vilnius asset has been successfully placed (the document is attached in the documents section). The interest for the project will be distributed next month.

If you have any questions, do not hesitate to contact us at info@inrento.com or call us at +37069347427. 

InRento team